Barry Ritholtz

MARCH 20, 2023

That was the best definition I could come up with: “ When an individual or company, through their own behavior and risk management, suffers a disastrous loss — but is then somehow made fully (or even partially) whole, and they do not have to suffer the impact of their own decision-making.”

Profit and Loss 130

Profit and Loss Banking Risk Management Financial Systems 130

Simply Treasury

MARCH 25, 2020

A strong crisis will remind those who doubt the value of proper liquidity management and foresight. It is a pity that crises and problems are needed to demonstrate the usefulness of cash management. A business can be profitable, generate returns and fall due to lack of liquidities. Let's not forget that.

Treasury 130

Treasury Profit and Loss Entertainment Transportation 130

Simply Treasury

MARCH 25, 2020

A strong crisis will remind those who doubt the value of proper liquidity management and foresight. It is a pity that crises and problems are needed to demonstrate the usefulness of cash management. A business can be profitable, generate returns and fall due to lack of liquidities. Let's not forget that.

Treasury 130

Treasury Profit and Loss Entertainment Transportation 130

CFO Plans

FEBRUARY 17, 2025

It’s imperative to track financial health indicators, such as cash flow statements, balance sheets, and profit and loss accounts. This plan should include cash flow projections, budgeting, and risk management strategies. Learn how CFO Plans can help you monitor these vital signs.

Cash Flow Forecasting 52

Cash Flow Forecasting CFO Profit and Loss Startups 52

Future CFO

OCTOBER 28, 2021

When it comes to profitability during the pandemic, businesses have suffered decrease and 32% of 536 businesses across 26 trade sectors surveyed in Asia Pacific reported 11-30% drop, said Euler Hermes recently when releasing results of a study. 81% of respondents reported that they have suffered decrease in profitability under the pandemic.

Profit and Loss 52

Profit and Loss Risk Management Economics Finance 52

Future CFO

FEBRUARY 9, 2025

A single cyberattack can severely impact a company's reputation, disrupt operations, and lead to significant financial losses, potentially requiring unplanned write-downs or impacting EBITDA. Many stakeholders view cybersecurity as an operational expense rather than a strategic investment, impacting the company's short-term profitability.

Investments 52

Investments Profit and Loss Securities Risk Management 52

PYMNTS

JANUARY 22, 2021

Mastercard ’s Vice President, Global Head of Product for Artificial Intelligence (AI) Express and Credit Risk Amyn Dhala told Karen Webster in a discussion that technology can make that real-time risk management attainable. But AI, he said, can provide a lot more than that in terms of protecting FIs from risk.

Banking 106

Banking Credit Risk Profit and Loss Risk Management 106

PYMNTS

AUGUST 30, 2020

With profits and margins at all-time lows, the U.S. Profits, the report found, were around $18 billion across both the first two quarters this year — a massive downward trend from the near $55 billion from 2019. The biggest banks put away around $33 billion in anticipation of loan losses , including J.P.

Profit and Loss 82

Profit and Loss Banking Numbers Risk Management 82

PYMNTS

JULY 28, 2019

The 4-year-old bank uses real-time payments data and a risk-management system that analyzes more than 3,000 variables to allow borrowers to apply for a loan on a smartphone and receive cash almost instantly if approved. We had suffered huge losses in the past with a bad-loan ratio running at 8 percent.

Banking 79

Banking Profit and Loss Construction Risk Management 79

PYMNTS

OCTOBER 1, 2020

Kount , the Boise, Idaho-based Software as a Service (SaaS) platform designed to simplify fraud detection and improve profitability, announced it has partnered with Verifi , the payment protection and management company.

Profit and Loss 73

Profit and Loss Risk Management Communication Leverage 73

Future CFO

SEPTEMBER 5, 2024

Finance leaders are wedged into a position of not only overseeing the implementation of financial controls and risk management strategies to safeguard their organisations throughout the transformation journey, but also in spearheading the company to find and implement initiatives to drive value.

Leverage 98

Leverage Profit and Loss Compliance Finance 98

Global Finance

OCTOBER 11, 2024

The banks “failed as a result of a combination of unrealized interest rate losses from their long-term, fixed-rate assets and the loss of the low-rate deposits that had funded these assets,” Larry Wall, research center executive director of the Atlanta Fed’s Center for Financial Innovation and Stability, explained in a blog post.

Banking 111

Banking Foreign Exchange Profit and Loss Finance 111

PYMNTS

FEBRUARY 14, 2018

After a series of earning performances that left investors disappointed, OnDeck reported a profitable Q4. We believe OnDeck now has the right foundation from which to drive profitable growth and shareholder value.”. Provision for loan losses was $34.4 By the Numbers. percent of term loan originations. percent, down from 16.9

Profit and Loss 40

Profit and Loss Risk Management Forecasting CFO 40

CFO Talks

AUGUST 21, 2024

IFRS 9 Financial Instruments: Managing Expected Credit Losses IFRS 9 introduced the concept of expected credit losses (ECL), which means companies must recognise potential credit losses earlier, based on a forward-looking model. Practical Example: Consider an insurance company that sells a 20-year life insurance policy.

IFRS 52

IFRS Profit and Loss Communication Credit Risk 52

PYMNTS

JANUARY 30, 2019

The investigation found that Standard Chartered’s traders used illegal tactics to maximize profits or minimize losses at the expense of the bank’s customers, or customers at other financial institutions (FIs). The bank also agreed to provide the DFS with ongoing progress reports to prove that it is meeting the objectives.

Profit and Loss 51

Profit and Loss Foreign Exchange Compliance Auditing 51

CFO Simplified

NOVEMBER 12, 2024

Understanding and Mitigating Business Risks: Lessons from Hurricane Helene The financial devastation caused by Hurricane Helene in 2024, which led to $160 billion in economic losses, offers crucial insights into how business owners should think about risk management and preparedness. Chamber Foundation 3.

Profit and Loss 52

Profit and Loss Cash Flow Forecasting Risk Management Compliance 52

PYMNTS

JUNE 27, 2018

According to Frey, if an exchange rate shift of more than 10 percent would negatively impact a company’s PNL (profit and loss) or ability to generate revenue, then, regardless of size, that company should deploy an FX risk mitigation strategy. That’s because mitigation against currency volatility isn’t an isolated endeavor.

Currencies 53

Currencies Foreign Exchange Risk Management Profit and Loss 53

CFO Simplified

MARCH 11, 2024

But what’s missing is the “home care” that’s needed to make sure that their firm is running efficiently and profitably. Financial Management: Many lawyers lack formal training in financial management, which can lead to challenges in budgeting, cash flow management, and understanding profitability.

Profit and Loss 52

Profit and Loss CFO Invoicing Risk Management 52

PYMNTS

JANUARY 15, 2019

During the fourth quarter, so did profit per share ($1.21 The FI’s Q4 profit was $6.1 Total credit losses were $721 million in fourth quarter 2018, up $41 million from third quarter 2018,” the bank said in its financial report. Our corporate risk management team members grew by approximately 1,300, or 15 percent, in 2018.”.

Profit and Loss 46

Profit and Loss Risk Management Compliance Banking 46

PYMNTS

APRIL 6, 2018

The move would mean both units would share profit and loss targets, according to reports. Last month, Wells Fargo announced it would be overhauling its risk management processes and that four of its top risk management executives will be retiring. The announcement followed revelations that the U.S.

Planning 40

Planning Banking Profit and Loss Risk Management 40

Finvisage

AUGUST 28, 2022

The market won again, giving investors like George Soros a huge windfall in profits 1. For a corporation with FX exposure, this will impact your balance sheet as well as your Profit and Loss (P&L). The peg broke down because the inflation rate in the UK was many times higher than what it was in Germany.

Profit and Loss 52

Profit and Loss Risk Management Banking Marketing 52

PYMNTS

JANUARY 15, 2019

During the fourth quarter, so did profit per share ($1.21 The financial institution’s Q4 profit was $6.1 Total credit losses were $721 million in fourth quarter 2018, up $41 million from third quarter 2018,” the bank said Tuesday its in financial report. billion, down about 1.6 percent year over year.

Profit and Loss 43

Profit and Loss Risk Management Banking Compliance 43

CFO Plans

OCTOBER 21, 2024

Here, we share seven strategic tips to help entrepreneurs master debt management, paving the way for sustainable growth and business stability. Conduct a detailed profit and loss analysis to uncover the types and amounts of debt your business holds.

CFO 52

CFO Profit and Loss Startups Prioritization 52

PYMNTS

MARCH 26, 2019

Failure to plan adequately for cross-border funds transfers between subsidiaries or to suppliers, for instance, may result in money converted at a different exchange rate than was initially accounted for, creating “erratic” profit and loss (P&L) variations that could have been avoided with a proper hedging strategy, explained Descout.

Foreign Exchange 69

Foreign Exchange Currencies Cash Management Profit and Loss 69

CFO Leadership

JANUARY 25, 2024

BUSINESS PLANNING AND ANALYSIS Financial planning and analysis, profitability reporting and analysis, strategic planning, and enhanced data analytics (collectively, BP&A) are among the highest-ranked priorities for CFOs and finance teams to address in the coming year.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Profit and Loss Compliance Finance 52

PYMNTS

APRIL 20, 2017

Payments and risk management solutions provider Verifi, which specializes in serving CNP merchants, just recently announced the launch of a new platform that aims to improve efficiency and cut down on unnecessary chargebacks and fraudulent claims.

Profit and Loss 43

Profit and Loss Risk Management Banking Sales 43

PYMNTS

APRIL 6, 2016

“As we are already providing businesses trading internationally with a cost-effective alternative to conventional bank transfers, it makes complete sense to make FX trading and payments an integral part of the platform, giving an even greater opportunity to enhance profits and cut costs.”.

Foreign Exchange 40

Foreign Exchange Profit and Loss Currencies Treasury 40

CFO Leadership

JANUARY 5, 2024

Business planning and analysis Financial planning and analysis, profitability reporting and analysis, strategic planning, and enhanced data analytics (collectively, BP&A) are among the highest-ranked priorities for CFOs and finance teams to address in the coming year.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Profit and Loss Compliance CFO 52

PYMNTS

DECEMBER 13, 2018

He added that corporates should instead tackle their FX risk mitigation in more manageable — and more regular — occurrences to prevent “buyers’ remorse” and protect themselves against financial losses.

Foreign Exchange 62

Foreign Exchange Currencies Profit and Loss Finance 62

Beacon CFO Plus

MAY 19, 2022

Personnel and position mismatches create risk. As the company’s de facto risk-management officer, the CFO is often charged with pointing out these risky mismatches to the management team and advocating for personnel changes. Talent significantly affects profit and loss for your organization.

CFO 52

CFO Profit and Loss Risk Management Investments 52

PYMNTS

FEBRUARY 28, 2020

The total financial damage from the leak is still being tallied, but the loss of trust experience by Desjardins’ members cannot be easily undone. The breach resulted in more than $5 million in losses, but the damage done to CU members’ trust was incalculable. Problems outside CUs’ control can affect members’ faith in their FIs, too.

Profit and Loss 52

Profit and Loss Securities Benchmarking Nonprofit 52

Future CFO

DECEMBER 18, 2020

There has been increased demand over the loss and alternative risk share structures in the multi debtor space, a trend we expect to see continue beyond the crises. Reality is showing us that profitability is no longer a target, and in the absence of such, how can we be assured of liquidity. The business chain is broken.

Marketing 52

Marketing Profit and Loss Credit Risk Finance 52

CFO News Room

NOVEMBER 22, 2022

Michael Kitces is Head of Planning Strategy at Buckingham Strategic Wealth , a turnkey wealth management services provider supporting thousands of independent financial advisors. ” Matthew: It’s very risk management based. In fact, we probably would have been much more profitable. Author: Michael Kitces.

Planning 130

Planning Communication Profit and Loss Education 130

PYMNTS

JULY 11, 2017

Indeed, banks must tread carefully in the world of trade finance, and with such little room for error and financial losses, risk management is critical. In many ways, collaboration with FinTechs has become a key part of risk mitigation for banks, with researchers finding that only 1.4

Finance 43

Finance Invoicing Profit and Loss Credit Risk 43

Finvisage

FEBRUARY 7, 2021

Derivative contracts make it possible to multiply the impact of the short making it possible to profit from a short position larger than the actual shares borrowed. During the pandemic and lockdowns, with people stuck at home and schools closed, wasn’t a gaming company due to make profit? There are also costs related to shorting.

Profit and Loss 52

Profit and Loss Retail Securities Leverage 52

PYMNTS

OCTOBER 31, 2016

Disappointed Amazon investors — who were happy to hear about the profits, but wanted more of them — followed by disappointed Amazon execs who watched their share price take a haircut. Amazon – Sometimes Profit Isn’t Enough. But Amazon is never afraid of a little loss or a few irritable investors.

Profit and Loss 43

Profit and Loss Construction Credit Risk Sales 43

The Finance Weekly

NOVEMBER 20, 2023

Allegedly, their AI-driven efforts have saved them from potential fraud losses exceeding a billion dollars. Risk and Expenses Management AI-driven , tools for risk management empower FP&A leaders to evaluate and address risks more efficiently.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Finance Cash Flow Forecasting Forecasting 52