Barry Ritholtz

NOVEMBER 15, 2023

Instead, we can deploy small hacks to thwart your own worst instincts and behaviors ; by making small changes in your outlook and investment process, you can channel these behaviors into less destructive outlets. Manage all of the above toward your financial goals and plan. Merely telling people NOT to do those things is ineffective.1

Investments 137

Investments Economics Finance Marketing 137

CFO News Room

JANUARY 1, 2023

According to a recent Gallup poll , more than half of American adults (58%) have money invested in the stock market. Although the median holdings (amounts invested) vary based on age, income, and other demographic factors, it’s clear that Americans see the value of investing — even if their exposure is limited to a workplace 401(k).

Investments 130

Investments Accounting Finance Entertainment 130

Global Finance

AUGUST 1, 2024

The hedge fund manager grabbed headlines on Wednesday, July 31, when he decided to no longer plan an initial public offering (IPO) for his firm, Pershing Square USA. This question has inspired us to reevaluate PSUS’s structure to make the IPO investment decision a straightforward one. Calls to Pershing Square were not returned.

Planning 122

Planning Marketing Valuation Corporate Finance 122

CFO News Room

JANUARY 6, 2023

Having $2,000 to $3,000 to invest is a good feeling, but how you allocate those funds can impact your finances more than you might realize. Before you decide where to invest $2,000 to $3,000, think about when you’ll need the money. Before you decide where to invest $2,000 to $3,000, think about when you’ll need the money.

Investments 130

Investments Accounting Finance Healthcare 130

CFO Dive

OCTOBER 28, 2024

5 election and its aftermath is not chilling business plans for investment and hiring, NABE said. The hard-to-predict outcome of the Nov.

Investments 232

Investments Planning 232

CFO News Room

JANUARY 4, 2023

Within the industry, it is estimated that Real Estate Investment Trusts (REITs) supported 3.2 million jobs in 2021 , according to a study commissioned by the National Association of Real Estate Investment Trusts (Nareit). What Are Real Estate Investment Trusts? How Many Real Estate Investment Trusts Are There in Total?

Investments 130

Investments Budgeting Finance Marketing 130

Future CFO

SEPTEMBER 23, 2024

As the business world's thirst for mastering technological advancements properly intensifies, with the seemingly never-ending developments in artificial intelligence, automation, and machine learning, it is expected that organisations steer their priorities towards investments on the IT side.

Investments 97

Investments CFO Leadership Leverage 97

Nerd's Eye View

DECEMBER 18, 2024

Maintaining adequate books and records is a cornerstone of compliance for all investment advisers. For financial planning services, a similar approach to documentation can be applied to support regulatory compliance from the start of client engagement through all the steps that follow.

Planning 74

Planning Compliance Advertising Investments 74

Navigator SAP

AUGUST 19, 2022

This makes business planning hard. In these uncertain times, it is understandable why many businesses are taking a wait-and-see approach that includes cost reductions and a defensive stance toward investment and long-term planning. Beyond just the pandemic, the world is in flux. The future is anything but certain right now.

Planning 233

Planning Investments Technology 233

The Finance Weekly

JULY 14, 2024

Are you planning for a Saturday night? How about, planning to buy a house in the next five years? That’s exactly how Long-range Planning (LRP) works – not only for individuals but for businesses as well. Given the current volatility in markets and global economies, long-range planning can indeed seem daunting.

Planning 105

Planning Leadership Budgeting Financial Analyst 105

Barry Ritholtz

DECEMBER 30, 2024

He co-authored Investment Analysis and Portfolio Management , now in its fifth edition. Zeikel famously shared his investing insights in a 1994 letter to his daughter: “Personal portfolio management is not a competitive sport. Investment capital becomes a perishable commodity if not handled properly. Stick to your plan.

Investments 52

Investments Performance Measuring Leverage Securities 52

CFO News

SEPTEMBER 9, 2024

Kenya’s High Court has temporarily paused a government plan to transfer the management of Nairobi's Jomo Kenyatta International Airport to Adani Group. The 30-year lease proposal has sparked controversy, with Kenya’s aviation union raising concerns about potential job losses and foreign workers replacing locals.

Planning 75

Planning Investments 75

Global Finance

DECEMBER 18, 2024

Younger, globally minded clients are driving a shift to offshore investments, making strategic and flexible wealth planning more critical than ever. Global Finance : How is the increased demand for offshore investments in Latin America impacting high-net-worth clients long-term strategies?

Banking 109

Banking Education Analyzing Data Economics 109

Nerd's Eye View

DECEMBER 9, 2024

But by involving non-owners in decision-making, offering clear career paths for continued growth within the firm, and linking staff contributions to firm-wide goals, firms can create a cycle that rewards emotional ownership and encourages further investment in the firm’s long-term success.

Investments 72

Investments Leadership Accounting Practice Management 72

Nerd's Eye View

NOVEMBER 4, 2024

Welcome to the November 2024 issue of the Latest News in Financial #AdvisorTech – where we look at the big news, announcements, and underlying trends and developments that are emerging in the world of technology solutions for financial advisors!

Planning 81

Planning Communication Technology Sales 81

Navigator SAP

JULY 8, 2022

SAP Business One is one of the premier enterprise resource planning (ERP) software solutions for small-to-medium-sized businesses. The level of insight Business One gives your business makes this an investment well worth the price. The level of insight Business One gives your business makes this an investment well worth the price.

SAP 193

SAP Investments Accounting Planning 193

Nerd's Eye View

MAY 1, 2024

The rule, colloquially referred to as the "Internet Adviser Exemption ", applied to "entities that exclusively provide investment advice through an interactive website ", save for a de minimis exemption of fewer than 15 clients served outside of the interactive website within the preceding 12 months.

Investments 89

Investments Compliance Technology Planning 89

CFO Dive

MAY 9, 2023

The infusion of cash is expected to boost R&D investments for the company’s financial planning and analysis tool, including in the area of generative AI.

Financial Planning and Analysis (FP&A) 167

Financial Planning and Analysis (FP&A) Investments Planning 167

CFO News

DECEMBER 3, 2024

BlackRock plans to acquire HPS Investment Partners for about $12 billion in an all-stock deal to expand its presence in the burgeoning private credit market. The acquisition is set to close in mid-2025 and aligns with BlackRock's strategy to grow within alternatives, leveraging HPS's substantial $148 billion assets under management.

Investments 74

Investments Leverage Planning Marketing 74

Navigator SAP

DECEMBER 3, 2021

Getting to market involves investment, risk-taking, and strategic planning — all at a rapid pace. Life sciences and biotech companies often make miracles happen, but the road from a spark of genius to a regulator-approved product isn’t easy.

Startups 166

Startups Strategic Planning Investments Planning 166

Nerd's Eye View

JUNE 12, 2024

For example, if an advisor recommends an investment that prioritizes the commission they would receive rather than any benefit the client would derive from it, they could incur fines and sanctions for violating their fiduciary duty as an advisor.

Investments 85

Investments Prioritization Accounting Compliance 85

Nerd's Eye View

OCTOBER 16, 2024

For example, personal exemptions and miscellaneous itemized deductions such as investment advisory fees, both of which will be reinstated after TCJA's sunset. The sunset of TCJA will add back several common adjustment items that will create potential AMT exposure for many households.

Planning 93

Planning Restructuring Numbers Investments 93

Nerd's Eye View

NOVEMBER 25, 2024

Over the past decade, a growing number of advisors have expanded into offering comprehensive financial planning services, reflecting a shift that not only helps them stand out from (increasingly commoditized) portfolio management offerings but also supports clients' broader financial goals.

Planning 59

Planning Sales Investments Numbers 59

Navigator SAP

NOVEMBER 11, 2022

All large businesses use enterprise resource planning software (ERP), as do many smaller ones. Traditional ERP typically represents a large investment due to the cost of software, implementation, and computer systems. With that in mind, here are the basics of ERP answered in five questions. What is ERP?

Securities 191

Securities Investments Finance Planning 191

CFO News Room

JANUARY 24, 2023

The 401(k) plan is the largest asset many investors own accounting for 36.2% Regularly checking your 401(k) account can help you stay on top of your investments, and make sure that your money is working for you in the best way possible. A 401(k) is a type of retirement savings plan offered by many employers to their employees.

Investments 130

Investments Accounting Planning Budgeting 130

CFO News Room

JANUARY 28, 2023

The Roth IRA vs traditional IRA – they’re basically the same plan, right? While they do share some similarities, there are enough distinct differences between the two where they can just as easily qualify as completely separate and distinct retirement plans. Not exactly. The most basic requirement is that you have earned income.

Investments 130

Investments Planning Accounting Education 130

CFO News Room

JANUARY 6, 2023

How planning specializations can help firms and their advisors stand out from the pack. From there, we have several articles on retirement planning: Why an individual’s portfolio of relationships could be just as important as their investment portfolio when it comes to happiness in retirement.

Practice Management 130

Practice Management Auditing Planning Investments 130

CFO News Room

JANUARY 26, 2023

But while it’s possible to retire at 50 and have plenty of time left in life to have new experiences, it takes careful planning and a will of steel. That means understanding the stock market, planning for debt and savings, and investing in yourself through education or entrepreneurial ventures.

Investments 130

Investments Planning Accounting Securities 130

CFO News Room

JANUARY 17, 2023

And how does it compare to the 401k and other retirement plans that exist? A Simple IRA, or Savings Incentive Match Plan for Employees, is a type of employer-sponsored retirement savings plan that is designed to be easy to set up and maintain for small business owners. Employees Control the Investments.

Planning 130

Planning Investments Accounting Numbers 130

Navigator SAP

JULY 15, 2022

Enterprise resource planning (ERP) solutions are crucial for enabling the digital backbone of modern business. Cloud-based ERP enables midsize businesses to reduce implementation costs and take advantage of subscription-based models that reduce upfront investment and enable users to access information on any device from any location.

Budgeting 178

Budgeting Leadership Communication Leverage 178

Nerd's Eye View

SEPTEMBER 17, 2024

Eric is a partner at East Bay Investment Solutions, a firm that provides fractional Chief Investment Officer services based in Charleston, South Carolina, that supports over $6 billion in assets under advisement across 26 advisory firms they serve.

Investments 82

Investments Leverage Banking Marketing 82

Nerd's Eye View

MAY 15, 2024

On April 25, 2024, the Department of Labor (DoL) issued the final version of its Retirement Security Rule (the "Final Rule"), which imposes an ERISA fiduciary standard "that applies uniformly to all investments that retirement investors may make with respect to their retirement accounts ".

Securities 98

Securities Investments Planning Banking 98

Navigator SAP

OCTOBER 4, 2023

When you invest in a wholesale distribution business, you should consider how you plan to manage and streamline operations. Fortunately, you can now find reliable wholesale distribution management software solutions designed specifically for this purpose.

Investments 130

Investments Planning 130

Nerd's Eye View

NOVEMBER 19, 2024

So, whether you're interested in learning about building a profitable hyperfocused practice, implementing a marketing approach that reaches a firm's ideal target client, or adding value for clients by offering advanced tax planning, then we hope you enjoy this episode of the Financial Advisor Success Podcast, with Anjali Jariwala.

Tax Planning 82

Tax Planning CFO Planning Advertising 82

Nerd's Eye View

DECEMBER 20, 2024

Together, these proposed changes (which are currently open for public comment) suggest CFP Board is seeking to ensure that those with the marks not only have sufficient education and experience upon receiving them, but also maintain and sharpen their skills over the course of their careers.

Benchmarking 93

Benchmarking Education Investments Planning 93

Barry Ritholtz

JANUARY 2, 2025

Random events can and will completely derail the best laid plans we may make. Or, as John Kenneth Galbraith observed, The only function of economic forecasting is to make astrology look respectable. ~~~ Public Enemy’s 13th album was titled “ Man Plans, God Laughs.” And randomness is served up daily.

Forecasting 85

Forecasting Entertainment Investments Economics 85

Nerd's Eye View

SEPTEMBER 16, 2024

For example, most Millennial and Gen Z clients can open their own investing account and buy index funds online with only minimal guidance from their advisor, so full-service investing might not offer enough value to a next-generation client to justify an ongoing planning fee.

Tax Planning 96

Tax Planning Planning Investments Practice Management 96