Barry Ritholtz

MARCH 24, 2025

The text accompanying that chart reads: “ Consumption: in 2024, one third of GDP came from government spending, a record high excluding periods of war or crisis; this was financed by 6-7% budget deficits, another unwelcome peacetime record.”

Investments 124

Investments Economics Securities Budgeting 124

Barry Ritholtz

OCTOBER 20, 2023

Whether it’s a few decades or a century, the math works the same. Hey, what a very different outcome than suggesting a loss of purchasing power — if you understand money and math, you have actually gained purchasing power. And over the past few centuries, those returns have greatly exceeded inflation.

Investments 136

Investments Math Currencies Transportation 136

Global Finance

OCTOBER 7, 2024

Qualcomm would likely need to finance an Intel acquisition through a combination of debt and stock. Analysts believe the San Diego-based tech giant could make the math work, particularly if the deal involved selling off Intel’s manufacturing assets. Both deals involved hefty breakup fees.

Math 93

Math Benchmarking Manufacturing Finance 93

Global Finance

JUNE 4, 2024

The debate can be heated, but many impartial observers believe that it mostly comes down to this math: Governments fear the real or potential loss of tax revenue. The post Regulation Struggles To Keep Pace With Global Gig Economy appeared first on Global Finance Magazine. They’re saying, ‘Please come and spend your money here.’”

Math 126

Math Concentration Securities Finance 126

Barry Ritholtz

MAY 25, 2023

Of all the cognitive errors in behavioral finance and human psychology , the one that creates the most confusion is the Dunning-Kruger effect. Gaze, The Conversation, May 23, 2023 Math Professor Debunks the Dunning-Kruger Effect By Eric C. Perhaps its rise in pop culture is to blame).

Math 128

Math Finance Investments 128

CFO Talks

JANUARY 29, 2025

Currently Finance Manager – Revenue at the Botswana Unified Revenue Service (BURS), Dimpho is a dynamic leader whose career journey reflects a relentless pursuit of excellence in finance. Working out in the morning is what sustains my productivity What sparked your interest in finance?

CFO 52

CFO Auditing Leadership Finance 52

Barry Ritholtz

MAY 9, 2024

The Math Doesn’t Add Up ( Rolling Stone , January 24, 2024) How TikTok Is Wiring Gen Z’s Money Brain ( WSJ , May 4, 2024) _ 1. Source: TikTok Investors on Twitter : Quotes from TTI are via DM’s on Twitter; he or she remains anonymous as they work in the finance industry and are not authorized to speak publicly on behalf of their employer.

Math 134

Math Investments Auditing Securities 134

PYMNTS

FEBRUARY 13, 2019

Love noted that he sees APIs as a growing presence in corporate finance, as banks react to the demand among consumers and businesses to take control of their own data. One is what he described as “math phobia.”

Finance 75

Finance General Ledger Accounts Payable Math 75

Nerd's Eye View

JUNE 21, 2024

At the same time, they also overwhelmingly recognize the value of financial advisors , not only for increasing their wealth beyond what they could have achieved on their own , but also for helping them feel more prepared and less stressed about their finances!

Math 98

Math Tax Planning Treasury Leverage 98

CFO News

JANUARY 8, 2023

CFOs must display agility, resilience, curiosity, imagination, people-centricity and a transformative mindset as well as heart, says the veteran finance honcho.

Math 52

Math Finance 52

Barry Ritholtz

MAY 31, 2024

We discuss how he began as a math major but didn’t want to go into physics, engineering or academia, so finance was the next logical career option. Prior to joining DoubleLine in 2009, Sherman was a senior vice president at TCW Group Inc. He is host of the podcast The Sherman Show and a CFA charter holder.

Math 75

Math Investments Finance Numbers 75

PYMNTS

MAY 27, 2016

Banks may not always be up for overhauling their operations to replace it with a largely untested, disruptive technology, but new reports suggest the threat of fraud in one area of corporate finance could encourage financial institutions to adopt distributed ledger technology in growing volumes.

Math 41

Math Currencies Corporate Finance Valuation 41

Barry Ritholtz

JULY 24, 2024

Morgan Housel Finance types tend to focus on attributes like intelligence, math skills and computer programming. to personal finance and has sold six million copies worldwide. None of the intelligence matters unless the behavior actually clicks and is working and finance is the exact same. I’m Barry Ritholtz.

Math 109

Math Investments Finance Marketing 109

Future CFO

NOVEMBER 29, 2023

Editor’s note: Kris Giswold (pictured), Senior Vice President, Finance, Asia Pacific, Middle East & Africa (AMEA), at Mondelez believes that female leaders can bring a diverse perspective and lens to the table to help companies make better decisions. The interview is part of FutureCFO's Fem ale Leadership in Finance Series.

Finance 52

Finance Leadership Auditing Math 52

PYMNTS

FEBRUARY 1, 2017

Math, as it turns out, is doing more than making millions of teenagers unhappy over hard homework right now — it’s also making the world less democratic and egalitarian. In the wrong hands, mathematics can become a “WMD” — a weapon of math destruction. Cathy O’Neil does not hate math. I think that’s total bull—-.”.

Math 54

Math Finance Numbers 54

Musings on Markets

JANUARY 31, 2025

While there has been chatter about DeepSeek for weeks, it became publicly accessible at the end of last week (ending January 24), and within hours, was drawing rave reviews from people well versed in tech, as it matched beat ChatGPT at many tasks, and even performed better on scientific and math queries.

Valuation 133

Valuation Numbers Marketing Investments 133

Barry Ritholtz

NOVEMBER 27, 2023

24, 2023 _ 1: In particular, why average outperforms over the long run; Sommers credits not making errors (via Charlie Ellis’ “Winning the Loser’s Game”) but the nuance and math are fascinating. By Jeff Sommer New York Times, Nov. More on this later. 3: Remember, the crowd is right most of the time — indeed, markets ARE crowds.

Marketing 121

Marketing Math Investments Forecasting 121

Barry Ritholtz

AUGUST 12, 2024

Sorry, but “fake it till you make it” seems like a poor plan for thinking about the future… Previously : Time to Stop Believing Deficit B t (September 3, 2021) Stimulus, More Stimulus and Taxes (January 25, 2021) Cost of Financing US Deficits Falls (December 18, 2020) Can We Please Have an Honest Debate About Tax Policy?

Treasury 138

Treasury Currencies Forecasting Investments 138

PYMNTS

MAY 14, 2020

Americans are worried about their finances, a fact highlighted repeatedly in PYMNTS’s ongoing series of studies documenting consumer behaviors during the global pandemic and their outlook for what’s coming next. Tens of millions have already lost their jobs.

Math 85

Math Finance Accounting Banking 85

The CFO Centre

OCTOBER 13, 2021

From the speed of light to the parabolic curve of a free-kick in soccer, maths underpins the laws of the universe. Numbers matter. Our mathematical universe is constructed of numbers. Some we can see. Most we can’t. We can also deconstruct our entire lives in numbers. The average human lives for around 80 years – […].

Numbers 59

Numbers Math Construction CFO 59

PYMNTS

APRIL 13, 2017

But new data released from alternative SME finance player C2FO is lifting the veil on the B2B side of retail. It’s about the overall experience,” explained C2FO Managing Director Amanda Mathes in a recent conversation with PYMNTS. “A According to Mathes, that understanding is impacting the flow of cash between buyer and supplier. “A

Math 47

Math B2C Retail B2B 47

PYMNTS

JANUARY 17, 2021

While the company did not release any sales or financial data concerning the program or its decision to end it, a spokesperson was quoted in The Verge as saying the alternative financing method had “reached its capacity limits.”. Unfortunately the Access by BMW subscription program is ending on Jan. percent to $39,259. The Smart Alternative.

Math 81

Math Manufacturing Finance Sales 81

The Charity CFO

FEBRUARY 17, 2022

Doing some simple math (25% x 12 months = 3 months), we can safely say that you should start with a goal of at least 3 months of expenses as your operating reserve. It’s like in your personal finances when you use your vacation fund to go out for pizza or pay for an oil change.

Nonprofit 98

Nonprofit Budgeting CFO Math 98

The Finance Weekly

FEBRUARY 23, 2022

Breaking down the Math. In addition, there are all kinds of implications from not using real time updates and data which directly and indirectly impact a company's finances. billion is the first number that came out of the research and this represents the total amount of money lost by manual financial work.

Financial Planning and Analysis (FP&A) 83

Financial Planning and Analysis (FP&A) Profit and Loss Budgeting Math 83

The Charity CFO

OCTOBER 13, 2023

Depending on tax rates and how the math works out, it could be more valuable for the business to donate their supplies (with a 1.5x Get our FREE GUIDE to nonprofit financial reports, featuring illustrations, annotations, and insights to help you better understand your organization's finances. So the second option, donation right?

Nonprofit 97

Nonprofit Profit and Loss Math CFO 97

PYMNTS

OCTOBER 5, 2018

Consumers in the digital era, he noted, are looking for something that many private card products aren’t known for offering, which is total transparency into the finance charges associated with those purchases. And what is happening online, he noted, is a change in how customers want to relate to retailers when it comes to financing.

Math 57

Math eCommerce Retail Finance 57

CFO News Room

DECEMBER 23, 2022

When you actually do the math, traditional braces or Invisalign can easily cost $24,000 or more for four kids! There are also a number of financing options available that can make Invisalign more affordable. . In addition to the discount, paying in cash can also help you avoid interest charges and other finance fees.

Planning 130

Planning Healthcare Finance Accounting 130

Michigan CFO

JULY 13, 2021

The time to pay attention to finances is also ALWAYS. Regardless of how complex or sophisticated the business is, math is math. Small businesses usually do not have that luxury. Whatever capital there is came out of savings, a home equity line of credit or a 401(k) loan. The time to be profitable is ALWAYS. well, I know a guy.

Profit and Loss 52

Profit and Loss Math Sales CFO 52

PYMNTS

MARCH 21, 2017

Sometimes, they go so completely pear-shaped that she says they become WMDs: Weapons of Math Destruction. What is a Weapon of Math Destruction? An algorithm is a model coded with math, and models are built using data with outcomes that are defined by conditions for success. And that, author and Harvard Ph.D.

Math 45

Math Auditing Education Securities 45

CFO News Room

FEBRUARY 6, 2022

At TreasuryDirect.gov , where TIPS may be purchased at monthly auctions with funds from a linked bank account, the securities’ updated value after auction can only be measured with a one-by-one data search for each note or bond and some challenging math. And those results don’t account for changes in the securities’ market price.

Treasury 130

Treasury Securities Valuation Math 130

Global Finance

SEPTEMBER 9, 2024

Arcesati notes, “The US has historically excelled at attracting top STEM [science, technology, engineering and math] talent from abroad, while China has struggled to do so. The post Stakes Rising In The US-China AI Race appeared first on Global Finance Magazine.

Economics 111

Economics Construction Leverage Technology 111

PYMNTS

SEPTEMBER 20, 2019

Nordea Bank ABP’s finance chief is leaving amid a broader shakeup of the bank’s management under its new chief executive. The lender said Christopher Rees, the group chief financial officer and head of group finance and treasury, is departing next year and intends to move to the U.K., The Wall Street Journal reported.

CFO 43

CFO Math Treasury Banking 43

PYMNTS

APRIL 16, 2019

When they are filtered through smart AI that is learning all the time, along with “fancy math,” it allows Upstart’s system to approve more borrowers at a lower cost than traditional systems can because the Upstart system is more accurate in assigning risk.

Banking 89

Banking Math Credit Risk Education 89

BlueLight

SEPTEMBER 10, 2021

In this blog, I’m going to apply that math to a growing startup. Oh btw, we help startups with this by taking revenue operations out of Google Sheets and into Bluelight, where we track customer subscriptions and provide the strategic finance infrastructure for the CEO. This is a good one. Let’s get started.

Math 52

Math Startups Finance Numbers 52

PYMNTS

AUGUST 28, 2017

the financing arm of the vehicle manufacturer, announced Friday (Aug. Applying better math and more data to traditional underwriting illuminates the true credit risk and helps forward-looking companies like Ford Credit continue to grow their businesses while predictably managing their risk.”. ƒFord Motor Credit Co.

Credit Risk 41

Credit Risk Math Finance Manufacturing 41

Barry Ritholtz

OCTOBER 23, 2023

October 2, 2017) 100-Year Bonds Can Fund Big Infrastructure Projects (September 3, 2019) Cost of Financing US Deficits Falls (December 18, 2020) Time to Stop Believing Deficit B t (September 3, 2021) MiB: Gary Cohn, Director of the National Economic Council, President of Goldman Sachs (September 30, 2023) _ 1.

Treasury 133

Treasury Economics Budgeting Securities 133

PYMNTS

DECEMBER 5, 2016

The fifth annual Breakthrough Prize awards were doled out yesterday to researchers in the fields of fundamental physics, life sciences and math. The award was founded and sponsored by a collective of tech and finance industry billionaires including Mark Zuckerberg and Priscilla Chan, Sergey Brin of Alphabet Inc.,

Math 46

Math Education eCommerce Technology 46