PYMNTS
NOVEMBER 24, 2017
With the holiday shopping season in full swing, retailers are facing a new challenge: extra shipping fees during the busiest weeks. The Wall Street Journal reports that United Parcel Service (UPS) is adding on a surcharge to packages shipped to homes around Black Friday and the week before Christmas in a move to compel retailers to send their orders outside those peak periods.
PYMNTS
NOVEMBER 22, 2017
Artificial intelligence (AI) doesn’t walk and talk like C3P0 of “Star Wars” (many would say: “Thank God”). It doesn’t mask murderous intentions with a calming voice like HAL of “2001: A Space Odyssey.” It’s not the manically depressed, paranoid android Marvin of “Hitchhiker’s Guide to the Galaxy.” It’s not a beautiful but cunning killer like Ava of “Ex Machina.”.
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PYMNTS
NOVEMBER 22, 2017
There will certainly be many sales to choose from once the Thanksgiving dinner dishes have all been cleared and the Black Friday festivities begin at retail locations nationwide. But this year, there is something slightly different in the mix. We are about to have a very connected Christmas. Or, more appropriately, a very connected New Year – on the assumption that most people will be shopping for gifts that won’t get their first official test drives until the last week of 2017.
PYMNTS
NOVEMBER 21, 2017
With Europe only weeks away from PSD2 taking effect, Fiorano Software is debuting its solution for financial institutions (FIs) in the region to comply with the directive. The company revealed its new solution on Monday (Nov. 20), Fiorano PSD2, a platform for FIs across the EU to ensure compliance with PSD2, built on the company’s existing API Management capabilities and banking integration management tools.
Speaker: Ashley Harlan, MBA
What if your role as a fractional CFO went beyond operational support to actively shaping the future of your clients’ businesses? 💼 ✨ In this session, discover how fractional finance professionals can position themselves as architects of growth, guiding their clients toward sustainable success and preparing them for full-time financial leadership.
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PYMNTS
NOVEMBER 24, 2017
Good news for small- and medium-sized businesses (SMBs): Spending growth at mom and pop shops has outpaced that of the big chains in both of the past two years. According to Bloomberg reports on Wednesday (Nov. 22), purchasing patterns research from Sarah Quinlan, senior vice president at payment processing giant Mastercard Inc., found that when Americans aren’t shopping online, they’re looking for more personal connections and the advice they can receive from local SMBs.
Corporate Finance Brief brings together the best content for corporate finance professionals from the widest variety of industry thought leaders.
PYMNTS
NOVEMBER 20, 2017
Accomplished public intellectual and post-Keynesian economist John Kenneth Galbraith was well-known for four things. He didn’t think much of math and science — rather unusual given his choice of a profession that uses complicated math formulas to communicate. His economic principles were what inspired President Lyndon B. Johnson to kickstart the now-controversial “War on Poverty” program in the 1960s — a series of programs intended to end poverty and racial injustice.
PYMNTS
NOVEMBER 24, 2017
The winners on Black Friday may be the big players in low-cost retail. Think Walmart, of course – and others, too. Wall Street research from Jefferies, noted in CNBC.com, said that a slight sliver of consumers will spend more on Black Friday than they did last year, which compares to the 17 percent who said the same last year. The upshot is that spending may not be concentrated in a single day’s spree.
PYMNTS
NOVEMBER 23, 2017
When the pilgrims landed in Cape Cod, Massachusetts, in 1620, there was no voice of Siri to say, “Arrived.” The only parade that November was one of tired, hungry pioneers disembarking a ship. They weren’t dodging cars in the grocery store parking lot, but arrows shot by unfriendly natives and disease that ripped through the settlement as the weather grew cold and harsh.
PYMNTS
NOVEMBER 23, 2017
India’s decision to go cashless was a grand experiment to be sure, but did it go grandly? It’s been a bit more than a year since India’s Prime Minister Narendra Modi brought a ban on cash into effect in the country, eliminating roughly 86 percent of its notes in circulation. As such, Nov. 8 marks a red-letter day in the nation’s history. The scorecard is mixed, delivering on only a few stated goals, but the most important goal pertains to digital payments.
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PYMNTS
NOVEMBER 22, 2017
The Asia-Pacific region is a rising star in FinTech innovation, but this week, the blockchain spotlight landed on Singapore as more distributed ledger initiatives from the private and public sectors took major steps forward. It’s no surprise, considering the Singapore FinTech Festival took place, acting as a global stage for blockchain innovators to strut their stuff.
PYMNTS
NOVEMBER 23, 2017
There are a lot of ways to cook a turkey, and today Americans will be trying all of them. Deep-fried, brined, baked and dipped in Flamin’ Hot Cheetos dust — the starring bird will take many forms on the Thanksgiving table this year. But while the costuming is up for grabs, the turkey itself is more or less a guarantee. In fact, for the last 154 years — ever since President Lincoln first enshrined a national day of Thanksgiving for the last Thursday of November in 1863 — turkeys accompanied by cr
PYMNTS
NOVEMBER 20, 2017
To say that cross-border B2B payments could use an efficiency reset not only states the obvious, but is an understatement about the state of money movement around the world. Inefficiencies related to the speed of transfer and settlement, the transparency of how money is moved, how much it costs to move it and the inconsistent or incomplete data that moves (or doesn’t move) along with it are just some of the B2B cross-border challenges that banks and their customers are facing, day in and day out
PYMNTS
NOVEMBER 20, 2017
Student loans have an unexpected consequence if they go unpaid: Borrowers who default on their payments can lose their state-issued professional licenses. That’s according to a news report in CNBC that found that in 19 states, government agencies can take away student loan borrowers’ licenses if they default on their debt. What’s more, in South Dakota, a borrower’s driver’s license can be suspended, which makes it close to impossible for them to get to work.
Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting
Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical
PYMNTS
NOVEMBER 24, 2017
Auto industry analysts are predicting extended Black Friday deals will offer a bump in car sales this year. Reports in Reuters said industry consulting and auto shopping website Edmunds is forecasting a 3.5 percent increase in car sales in November, thanks to Black Friday sales that extend for a full month. Analysts predict 1.4 million new cars and trucks will sell during the time frame.
PYMNTS
NOVEMBER 22, 2017
Consumers increasingly want their food to be locally sourced and ethically raised, including (and perhaps especially) on Thanksgiving. The market has been eager to respond to that need. This year, Amazon decided that an organic turkey could be the central player on any American’s table tomorrow by making the bird more affordable (especially for Prime members) to pick one up without breaking the bank.
PYMNTS
NOVEMBER 24, 2017
Earlier in the millennium, there was a book titled, Who Says Elephants Can’t Dance? — a chronicle of IBM’s transformation from troubled business to tech behemoth. That title has become a kind of shorthand for large firms that find a sustained way to be nimble in the face of challenges that demand transformation and rapid response to new threats. In the retail world, one pachyderm has been learning to dance in all manner of ways, displaying the chops to tango, watusi and foxtrot as situations de
PYMNTS
NOVEMBER 24, 2017
What has a pre-season, post-season, and championship playoff? If you said “football,” you’re not wrong – but the terms could also apply to the holiday shopping season, which has swelled so much in recent years that it has almost become three seasons in one. There are the weeks leading up to Black Friday , during which retailers start announcing deals and many begin to offer discounts: the pre-season.
Speaker: Duke Heninger, Partner and Fractional CFO at Ampleo & Creator of CFO System
Are you ready to elevate your accounting processes for 2025? 🚀 Join us for an exclusive webinar led by Duke Heninger, a seasoned fractional CFO and CPA passionate about transforming back-office operations for finance teams. This session will cover critical best practices and process improvements tailored specifically for accounting professionals.
PYMNTS
NOVEMBER 23, 2017
On the face of it, China’s announcement that it would open its financial markets to increased ownership by foreign companies seems a sea change. But then again, refocus a bit and the waves look like ripples. The facts are thus: Earlier this month, Finance Minister Zhu Guangyao said foreign stakes in financial companies can increase as caps are lifted, and in many cases eliminated.
PYMNTS
NOVEMBER 24, 2017
TripAdvisor could be in hot water with federal regulators over its decision to delete negative reviews on its site, according to news in USA Today on Wednesday (Nov. 22). Following an investigation by the Milwaukee Journal Sentinel , the Federal Trade Commission (FTC) may launch a probe into TripAdvisor over claims the site deleted negative travel reviews for destinations where injuries, rapes, deaths and other dangerous activity occurred.
PYMNTS
NOVEMBER 20, 2017
[link]. Call it connected commerce of a different stripe. It’s not just buyer and seller. For banks and processors, commerce means customers, of course, transacting across time zones, business verticals and currencies. And there’s an intangible connection too, one that can sow dividends or destruction. We’re talking about reputation. In the latest Topic TBD, PYMNTS’ Karen Webster spoke with Jane Hennessy, head of external alliances at of G2 Web Services about the growing need for reputation mana
PYMNTS
NOVEMBER 22, 2017
Although he is due to resign next week, Richard Cordray, the director of the Consumer Financial Protection Bureau , still wants his opinion to be heard. According to American Banker , Cordray sent a letter to 29 chief executives at banks, credit unions and other financial companies, urging them to help consumers have more control over credit cards, debit cards and other payment methods. “On the eve of my leaving the bureau, I urge you to think creatively about how you can put more control
Speaker: Abdi Ali, Sr. Lease Accounting Consultant
Join this insightful webinar with industry expert Abdi Ali, who will discuss the challenges that can arise from managing lease accounting with spreadsheets! He will share real-world examples of errors, compliance issues, and risks that may be present within your spreadsheets. Learn how these tools, while useful, can sometimes lead to inefficiencies that affect your time, resources, and peace of mind.
PYMNTS
NOVEMBER 22, 2017
Ask any entrepreneur, and he or she will tell you that starting a new business isn’t easy. Now imagine moving to a new country to not only establish a life there but also establish a company, too. Muhammad Asim endured this challenge himself when moving to the U.K., a market he recently told PYMNTS is especially difficult for small- and medium-sized business (SMB) owners coming from out of the country — particularly when it comes to accessing small business financial services.
PYMNTS
NOVEMBER 22, 2017
Account takeover fraud , card-not-present (CNP) fraud, tax fraud, selling stolen financials, selling fake bank accounts, the Dark Web: If security experts are fighting it today, chances are that Brett Johnson was there when it started. In fact, chances are that he helped create it. Johnson is one of the good guys now, but once upon a time, he was one of the baddest bad guys out there – a star of the most-wanted list.
PYMNTS
NOVEMBER 21, 2017
Confido, the startup that raised $374,477 in an initial coin offering (ICO), has reportedly disappeared with the investors’ money. According to a news report in The Next Web , Confido, which said it was developing a trustless payment network for online shopping, has taken down its website and its value declined 90 percent after letting investors know that a legal issue will stop development of its project for good.
PYMNTS
NOVEMBER 22, 2017
As turkeys soak up a few more hours of brining today, the holiday season is just about set to pop — and along with it are the to-do lists of consumers juggling duties as gift givers, gourmet chefs and party hosts. With all the stuff to do, maybe technology can finally be the next great holiday helper. . In the November edition of the PYMNTS.com Omni Developer Report , a Vantiv collaboration, PYMNTS explores the latest developments in the software space, including new mobile platforms and tools
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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.
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