Barry Ritholtz

AUGUST 29, 2023

My Two-for-Tuesday morning train WFH reads: • Stock Pickers Never Had a Chance Against Hard Math of the Market : In years like this one, when just a few big companies outperform, it’s hard to assemble a winning portfolio. The leading economic indicators show the U.S. So doesn’t it make sense to cut risk and stick to the safety of cash?

Treasury 52

Treasury Math Economics Sales 52

PYMNTS

NOVEMBER 10, 2020

In this case, the “cake” is the improved performance and economics that many banks experience when they update systems that in some cases have been in place since the 1950s. “On On average, our customers will see a 20 percent lift in approvals and a 30 percent reduction in charge-offs just by deploying better math,” de Vere said.

Math 138

Math Credit Risk Compliance Banking 138

Barry Ritholtz

MARCH 31, 2023

The platform had punched above its weight in pure user numbers thanks to an unrivaled ability to both distribute real-time information and make expertise available. Real Estate Bust Exposes Big Divide At the heart of the country’s economic and social crisis is a broken housing market, which has amplified social divisions.

Math 62

Math Banking Economics Securities 62

PYMNTS

OCTOBER 22, 2018

It’s All Math, All The Way Down. Numbered patterns in the pixels are what the computer is programmed to spot, and it makes “decisions” about what those patterns represent, based on complex statistical analysis using every other data set it’s ever encountered as its comparison points. Data is not centered.

Math 68

Math Technology Construction Numbers 68

PYMNTS

OCTOBER 8, 2020

The math implies that 87 million users were inactive. BGR India reported that the app was in the testing phase and had onboarded a number of banks – Axis, ICICI, HDFC, Standard Chartered and others among them.

Math 93

Math Economics Numbers Planning 93

Future CFO

NOVEMBER 29, 2023

Kris Giswold (KG): My journey in finance began with my love of puzzles and numbers. I can vividly remember my first high school economics class, that was when I first realized that math wasn’t only theoretical. Numbers could tell a story, they could explain behaviours and predict the future.

Finance 52

Finance Leadership Auditing Math 52

PYMNTS

FEBRUARY 1, 2021

We may be catching a glimpse of economic life beyond the pandemic. Added Michael Miebach , Mastercard CEO, current trends echo the past: “What we've seen in previous challenged periods in terms of economic outlook. There's a number of different models … We're not in the business of picking winners and losers.

Math 82

Math Entertainment Economics Budgeting 82

CFO News Room

NOVEMBER 29, 2022

And I am a lover of math. I was a math nerd in high school. Math is one of my favorite tools. JACOB HAROLD: Well, the nine tools are storytelling, community organizing, institutions, behavioral economics, mathematical modeling, markets, design thinking, game theory, and complex system science. JACOB HAROLD: Yeah.

Nonprofit 130

Nonprofit Math Economics Valuation 130

CFO News Room

NOVEMBER 18, 2022

In an interview with Lynn Parramore of the Institute for New Economic Thinking, Nomi Prins takes up and extends the argument that she has made over a series of books, that central bankers are ever-more administering policies that are good for the markets but very bad for the real economy and real people. economy and Wall Street.

Banking 100

Banking Economics Leverage Marketing 100

PYMNTS

OCTOBER 5, 2020

Instead, it will dump a massive number of them out of their paying jobs, at the worst moment in economic history. And, he noted, moving to a mix of part-time and full-time drivers doesn’t meaningfully change the math - they would still be cutting over 900,000 drivers and would only end up with about 280,000 jobs total.

Math 76

Math Manufacturing Numbers Economics 76

The Charity CFO

FEBRUARY 17, 2022

Hopefully, we’ll fall far short of that number. . Doing some simple math (25% x 12 months = 3 months), we can safely say that you should start with a goal of at least 3 months of expenses as your operating reserve. What’s the economic health of your community? . Or, do you rely on grants, events, and campaigns? .

Nonprofit 98

Nonprofit Budgeting CFO Math 98

PYMNTS

MARCH 27, 2019

The Math Behind DoorDash’s Subscription Service. Building an economically viable subscription service presented a number of hurdles, however, and Ruth said it was tricky to make DashPass sustainable yet profitable. “We We wanted to make sure the economics did work, that we were profitable on every single delivery.

Math 44

Math Economics Leverage Numbers 44

Barry Ritholtz

MARCH 20, 2024

As it turns out, there are ways you can use data to your advantage, even if you’re not a math wizard. And everyone answers for, except for the person they hire, whose answer was, what number did you have in mind? the number of periods over one, three, five, and 10 years where it beats its benchmark is extremely high.

Investments 62

Investments Benchmarking Valuation Math 62

PYMNTS

OCTOBER 5, 2020

Instead, it will dump a massive number of them out of their paying jobs, at the worst moment in economic history. And, he noted, moving to a mix of part-time and full-time drivers doesn’t meaningfully change the math - they would still be cutting over 900,000 drivers and would only end up with about 280,000 jobs total.

Math 56

Math Manufacturing Numbers Economics 56

PYMNTS

JULY 14, 2017

I’m just looking at the numbers.”. From Mandel’s point of view, the rise of eCommerce could be transformational and in regions where some economic transformation is needed. Mandel has responded that the risk of over-counting, while present, is less severe than the obvious undercounting in the way numbers are currently modeled.

eCommerce 46

eCommerce Math Retail Economics 46

VCFO

DECEMBER 10, 2021

You can do your own math on what this will mean to you. There is significant debate on the causes with two [mainstream] competing theories – Keynesian and Monetarist Economics. That is a huge number but still does not capture the total U.S. Pensions and financial institution debt quickly expands the number.

Currencies 55

Currencies Profit and Loss Foreign Exchange Math 55

CFO News Room

DECEMBER 17, 2022

How firms can best leverage their internal data to improve the number of client referrals they receive. We also have a number of articles on retirement planning: While weak stock and bond market performance has challenged advisors and their clients this year, these trends have likely increased the ‘safe’ withdrawal rate for new retirees.

Education 130

Education Planning Investments Benchmarking 130

Barry Ritholtz

MAY 30, 2023

I had an economics lesson, I had a life lesson, I had an epiphany, I had a race relations lesson, I had a self-esteem and confidence lesson. Being broke is economic, but being poor is a disabling frame of mind, a depressed condition of your spirit. It’s home economics class, doesn’t exist anymore. RITHOLTZ: Right.

Economics 57

Economics Education Profit and Loss Banking 57

The Charity CFO

JANUARY 17, 2022

You can grasp nonprofit accounting basics in just a few minutes, even if you’ve never taken an accounting course (and even if you hated math in high school). Revenue is inflows that increase economic wealth. Expenses are outflows of cash that decrease economic wealth. Donations of goods (food, clothing, supplies).

Nonprofit 98

Nonprofit Accounting Profit and Loss Accounts Payable 98

PYMNTS

NOVEMBER 20, 2017

He didn’t think much of math and science — rather unusual given his choice of a profession that uses complicated math formulas to communicate. His economic principles were what inspired President Lyndon B. For instance, economics, he once said , is a useful form of employment for economists.

Retail 54

Retail Math Leverage Economics 54

PYMNTS

MARCH 30, 2020

They are the very businesses that make America’s cities, towns and urban centers lively and vibrant and interesting — and make our communities culturally, socially and economically strong. Those numbers are so stark that they are worth repeating. Doing The Math. Most of the SMBs we asked aren’t new to the world.

Construction 92

Construction Sales Math Manufacturing 92

PYMNTS

MARCH 17, 2017

Evans, chief economist and founder at Global Economics Group, and a quartet of CEOs sat down to discuss how commerce has been wending its way speedily across borders. Numbers for Fun, Profit and Failure. And if payments remain a collective effort, connectivity is the glue that cements that collective effort.

Math 41

Math Securities Auditing Communication 41

CFO News Room

NOVEMBER 15, 2022

I mean, did you have a lot of business or existing clients on the BD side or paying BD trails, where there were a bunch of economic ramifications of doing this decision? And it’s based on what your assets under management are, your number of accounts. Michael: So, did that have, I guess, just revenue complications for you?

Planning 130

Planning Accounting Compliance Math 130

Barry Ritholtz

SEPTEMBER 10, 2024

In doing so, I thought this conversation was really quite fascinating, and I think you will also, especially if you’re not only interested in equity, but curious as to how to combine various aspects of market functions, valuation, economic cycle, fed actions into one coherent strategy. But generally starts with the economic cycle.

Valuation 62

Valuation Investments Economics Marketing 62

Barry Ritholtz

NOVEMBER 19, 2024

Behavioral finance has a number of fathers, including Dick Thor and, and Danny Kahneman. Colin Camerer : So I, some of it was when I was in college at Johns Hopkins, I, I studied physics and math. And number theory was just too mind blowing, you know, for me. How does that relate to economics and decision making and investing?

Profit and Loss 57

Profit and Loss Math Finance Economics 57

Barry Ritholtz

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. New York is number one. Two reasons.

Investments 57

Investments Math Risk Management Benchmarking 57

Barry Ritholtz

SEPTEMBER 19, 2022

You graduate Harvard in 1990, with an Economics and Computer Science degree, perfect for the explosion of the Internet; a PhD from MIT and Information Technology in ‘96. WENGER: No, we’ve definitely always been disciplined on valuation, and we’ve let a number of things go. And sometimes you’re very happy at that.

Valuation 119

Valuation Investments Marketing Technology 119

PYMNTS

MAY 31, 2017

JG: Paintzen is very math-based — and so we collect a number of variables and put them into our system to produce a match. KW: Do you put a cap on the number of painters allowed into the system? Our numbers every year have stayed at that 50/50 level. KW: How do the economics around your platform work?

Math 40

Math Advertising Numbers Economics 40

Barry Ritholtz

OCTOBER 17, 2023

A degree in mathematics from Oxford, a doctorate in mathematical epidemiology and economics from Cambridge. So I, I did a math degree at Oxford, which is more pure math. You know, pure math can be very theoretical and detached from the real world, and it’s getting worse. What is that?

Investments 52

Investments Valuation Numbers Math 52

CFO News Room

NOVEMBER 22, 2022

” I think your number at the time was somewhere like 15 great fit clients to take on every year. And it was just an unmanageably large number of clients. He did an immense number of sales, and had cultivated a huge number of relationships. But he was wonderfully successful in the insurance environment.

Planning 130

Planning Communication Profit and Loss Education 130

Barry Ritholtz

NOVEMBER 22, 2022

Number one, and I think they both reflect strong leadership at the firms. Number one, you had, you know, somewhat of a groundswell from within the firm, certainly at leadership that said we need to figure out a way to do something. RITHOLTZ: What’s some of the economic sectors within that area? SHAW: Yeah.

Investments 57

Investments Finance Education Numbers 57

Barry Ritholtz

SEPTEMBER 3, 2024

Heather comes from with a fascinating background, having previously been in a number of other places, most notably Morningstar, and, and she has a very specific approach to investment management and thinking about stock selection. They do a number of things at Diamond Hill that many other investment shops don’t.

Investments 57

Investments Valuation Concentration Marketing 57

PYMNTS

JUNE 14, 2019

While Amazon is fairly tight-lipped about specific numbers, eMarketer has cut its estimate of Amazon’s current online commerce market share in the U.S. It is a complicated question — and one greatly dependent on how exactly one lays out the math. Starting with… Amazon. market share.

eCommerce 40

eCommerce Retail Leverage Marketing 40

Barry Ritholtz

AUGUST 29, 2023

And it worked out and had multiple job offers coming out of school from a number of different insurance companies. I had a number of relationships that I built up and had another job lined up in New York City. So a variety of risk meetings, a variety of economic meetings. I thought that was a really interesting story.

Investments 52

Investments Benchmarking Valuation Construction 52

CFO News Room

DECEMBER 6, 2022

I could go back and tell a story that I was a double major in economics and sociology, and financial planning was a perfect fit. And at the time, Ameriprise had rules around you had to be within a certain number of miles from your primary office, and if you weren’t, you couldn’t be associated with that office anymore.

Planning 130

Planning Budgeting Investments Communication 130

CFO News Room

DECEMBER 27, 2022

But no sooner did I start helping people in this layoff situation, I realized, number one, you gotta have empathy. I’ve been to well over 600, almost 700…I’m loose with my numbers here, but over 700 companies in the last 20 years, if not more. You’ve gotta have a deep empathy. Michael: Yeah. John: Yeah.

Mergers and Acquisitions (M&A) 130

Mergers and Acquisitions (M&A) Planning Marketing Manufacturing 130

Barry Ritholtz

AUGUST 20, 2024

00:03:14 [Mike Greene] So that was actually an outgrowth from my experience coming out of Wharton and you mentioned the, the, you know, the transition of people who tended to be skilled at math or physics into finance. We forget that there weren’t personal computers on everybody’s desk back then. That’s the opportunity set.

Concentration 67

Concentration Valuation Marketing Investments 67