PYMNTS

JUNE 19, 2020

FDIC: US Banks See Chargebacks Soar, Profits Tank Due To Pandemic. Bank profits in the United States took a 69.6 The profits just hit $18.5 billion as the COVID-19 health crisis keep making lenders write off debt and stash billions to prevent losses at a later time. percent hit for Q1 compared to the same period in 2019.

Profit and Loss 60

Profit and Loss Prioritization B2B Manufacturing 60

PYMNTS

MAY 7, 2018

More retailers are adopting the view that closing stores isn’t a failure or a loss, but simply a pathway to greater success. This modest debt could, if necessary, be paid off with one year’s net profits, providing a very effective buffer against the likely interest rate rise in the coming years.

Retail 41

Retail Profit and Loss eCommerce Sales 41

Musings on Markets

JANUARY 5, 2024

In January 1993, I was valuing a retail company, and I found myself wondering what a reasonable margin was for a firm operating in the retail business. Valuation Pricing Growth & Reinvestment Profitability Risk Multiple s 1. Profit Margins 1. Historical Growth in Revenues & Earnings 1. Earnings Multiples 2.

Valuation 105

Valuation Financial Analysis Analyzing Data Profit and Loss 105

PYMNTS

JANUARY 12, 2020

Thus, while many are skeptical that these compelling rates can be maintained, the introductory deal illustrates the competitive level for Hong Kong’s “$410 billion local currency time-deposit business.” Virtual banks are “similar to traditional retail banking services, in some ways” (e.g.,

Profit and Loss 52

Profit and Loss Banking Currencies Planning 52

PYMNTS

APRIL 7, 2016

Despite reporting quarterly losses, it seems H&M is bent on getting bigger. The Sweden-based fast-fashion mega firm claims that currency headwinds pushed their profitability losses to the 30 percent range in Q1, and that undaunted they will continue to aggressively forge forward in opening online and physical stores.

Planning 40

Planning Profit and Loss Prioritization eCommerce 40

PYMNTS

MAY 29, 2018

The WSJ pointed to a report from The Office of the Comptroller of the Currency (OCC), which referred to an easing of commercial loan standards as a leading risk to the industry. The worst loans are often made in the best of times,” Comptroller of the Currency Joseph Otting warned in the report.

Banking 40

Banking Profit and Loss Currencies Numbers 40

PYMNTS

JUNE 26, 2020

The headlines about Nike’s Q4 earnings announcement focused on what would be a staggering loss at any other time. Nike reported a loss of $790 million during the period ended May 31, compared with net income of $989 million for the same quarter in 2019. Second, Greater China has returned to currency-neutral growth.

Profit and Loss 52

Profit and Loss Construction Investments Sales 52

PYMNTS

OCTOBER 4, 2017

Rewards as currency might be among the best ways to enhance shopping, boost consumer loyalty and give some flexibility in what – and why – people buy. The expectation of rewards is that “this is the ultimate coveted currency. I expect that currency to be flexible and meaningful and to reward me.”. If done right.

Profit and Loss 41

Profit and Loss Currencies eCommerce Technology 41

Barry Ritholtz

AUGUST 16, 2022

If you’re all interested in macro investing, trend following, commodities, currencies, fixed income, various types of quantitative strategies, and most important of all, risk management, you’re going to find this conversation to be absolutely fascinating. But on a relative basis, it was easier. RITHOLTZ: Right. TROPIN: Yeah.

Profit and Loss 122

Profit and Loss Foreign Exchange Valuation Investments 122

PYMNTS

AUGUST 5, 2016

Now why, you might ask, would the biggest retailer in the world buy an eCommerce site that was facing a mega cash crunch in December and had to raise a whopping $550M just to keep the lights on? It wasn’t because it has the secret to running a profitable eCommerce site or success in monetizing memberships a la its CEO’s alma mater, Amazon.

Profit and Loss 43

Profit and Loss Currencies Accounting Securities 43

Musings on Markets

FEBRUARY 10, 2021

That may make sense if you are a retailer, and every investment you make is another mall store, but it clearly does not, if you are a company in multiple businesses (or geographies) and some investments are much riskier than others. The third is currency, with hurdle rates, for any given project, varying across currencies.

Hurdle Rate 52

Hurdle Rate Currencies Investments Valuation 52

PYMNTS

NOVEMBER 17, 2017

Retail Sales, Digitally Done in the U.S. In the latest volley of digital retail sales growth as point of pride, Walmart said its own eCommerce was up 60 percent year over year. Hacking is Forever (21): The retailer discloses a breach at a number of its stores (thus far an unknown number) between March and October.

Profit and Loss 43

Profit and Loss eCommerce Sales Retail 43

PYMNTS

JULY 26, 2018

Post-GDPR Losses. We’re investing so much in security that it will significantly impact our profitability,” Zuckerberg said. Running video ads in Instagram Stories with a Shop Now button results in an 18 percent increase in ad spending for online retailer Overstock, along with 20 percent decrease in cost per acquisition, she said.

Advertising 40

Advertising Profit and Loss Currencies Securities 40

PYMNTS

MAY 15, 2017

North America contributed $751 million to the total take — Latin America had revenues of $59 million, up 52 percent in constant currency. Credit and retail processing in North America were up 1 percent, and the business, globally, gained 2 percent. By the numbers, losses clocked in at $0.11 loss analysts were looking for.

Profit and Loss 40

Profit and Loss Forecasting Accounting Currencies 40

PYMNTS

JUNE 24, 2016

But Facebook got the jump on the news cycle this week with the big news that it was opening up Facebook Canvas for retailers and other marketers on the site, as opposed to just advertis e rs. So, providing retailers with a new storefront in an ecosystem of 1.5 billion people a month who visit it.

Currencies 40

Currencies Profit and Loss Communication Retail 40

PYMNTS

JUNE 30, 2017

Turns out that investors get nervous when profits prove elusive. Investors who are not investing in Amazon may not like the smell, competitively speaking, of what Amazon is cooking, as it has the financial heft to do just about anything it wants, and sustain a loss in doing so, in order to gain market share. You remember them?

Profit and Loss 40

Profit and Loss B2B B2C eCommerce 40

PYMNTS

JULY 27, 2018

And a comparably sized Lenovo speaker retails for $199, as opposed to the Show’s $229. A sugar rush jolts profits. The debate rages on about whether the token is a security or a currency, and the SEC may be the final arbiter. It also allows users access to YouTube videos — which Amazon’s devices do not, much to users’ annoyance.

Profit and Loss 40

Profit and Loss Advertising Currencies Securities 40

PYMNTS

MAY 25, 2016

A pretty impressive feat, considering at the time of its IPO Etsy wasn’t actually profitable yet. The firm at the time of its IPO may not have had profits, but it did have 54 million active members on its site globally (up from 1 million members when it started in 2008). percent.

Profit and Loss 40

Profit and Loss Problem Solving Valuation Sales 40

Barry Ritholtz

SEPTEMBER 12, 2022

And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk. They understand currencies. It’s late in the summer in 2022, markets sold off 22, 24 percent, recovered about half of those losses ….

Investments 120

Investments Marketing Profit and Loss Banking 120

Finvisage

JANUARY 2, 2020

The objective of TCI is to indemnify the supplier against losses which arise as a consequence of a buyer’s inability to pay. It does not aim to replace profits lost on the transaction. Week currency (GBP). TCI claims rose by 40% in 2018 compared to 2017 figures most notably in Construction and Retail sectors.

Construction 52

Construction Manufacturing Economics Profit and Loss 52

Barry Ritholtz

MAY 30, 2023

Because then I knew what the wholesale rate was and the retail rate. So I think that resiliency piece, never giving up, never giving in, redefining, Barry, success as going from failure to failure without loss of enthusiasm, I think that’s everything. My dad thought that cash flow was profit. That’s the one I want.”

Economics 59

Economics Education Profit and Loss Banking 59

CFO News Room

FEBRUARY 4, 2023

The modern hyperinflations and currency collapses of (among others) Germany and Zimbabwe conventionally fall into the same category, even though these undoubtedly had differential effects on exports, imports, and non-tradables. The issue of persistence is blurred by transmission effects from the wholesale to the retail levels.

Economics 100

Economics Construction Profit and Loss Marketing 100

PYMNTS

OCTOBER 16, 2017

The ability to use an anonymous single currency to power a decentralized, permissionless distributed ledger operating over the public internet where miners compete to solve the math problems that enable the processing of transactions is a remarkable innovation. The Crypto Has No Clothes. The Need for a Balanced View.

Currencies 71

Currencies Financial Systems Concentration Investments 71

PYMNTS

MARCH 7, 2016

Yes, the sobering reality of having to really make money has become an unwelcome wake-up call for those who masked the real value of their business with the never-ending piles of VC cash that just kept underwriting losses and kicked the revenue can way down the road. Take physical retail. And paying for stuff was a breeze, too.

Banking 46

Banking Profit and Loss Retail Manufacturing 46

Barry Ritholtz

OCTOBER 10, 2023

They said at that moment they were selling crypto as it’s gonna replace fiat currency. And they put some Bitcoin on my phone and we walked into Palo Alto to the one coffee shop that accepted Bitcoin as currency. And so it went from a $300 million win to a $300 million loss. We’re not gonna have losses here.

Math 65

Math Profit and Loss Numbers Marketing 65

Barry Ritholtz

NOVEMBER 25, 2024

Trades a similar universe of currencies and commodities and, and equities and rates around the world. You had all these retail traders who started trading crypto and the available functionality of what you could build in crypto really exploded. You had a market that was being dominated by retail. 00:36:18 [Speaker Changed] Huh.

Leverage 59

Leverage Investments Marketing Math 59

Barry Ritholtz

OCTOBER 3, 2023

It had gone from a fairly, fairly heavy retail business to a very institutional business. So we, we became, we went from fixed income and j Aaron to thick fixed income currency and commodities. And in the middle, we decided, which made sense to put the emerging market debt business, all, all 00:20:12 [Speaker Changed] Related currency.

Marketing 112

Marketing Banking Treasury Profit and Loss 112