PYMNTS

DECEMBER 12, 2019

Klarna is a 15-year-old company that has a valuation of over five billion dollars. they don’t have credit cards … 70 percent of millennials in the U.S. He was also asked about credit risk and delinquency. “We We do thorough credit checks. It raised $460 million in August and has raised a total of $1.2

Credit Risk 52

Credit Risk Valuation Planning Marketing 52

PYMNTS

DECEMBER 10, 2016

Stock prices opened at $15 but popped pretty immediately thereafter, shooting up 56 percent by the end of the first day — and locking Lending Club’s valuation in at $8.5 Lending Club’s valuation never got much higher than that $10 billion mark, but it did manage to keep its share price above its IPO value for the first half of 2014.

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GAAP Compliance Valuation Auditing 73

PYMNTS

FEBRUARY 22, 2019

That growth, as Moody’s noted , reflects both a more favorable market for borrowers in terms of offerings, as well as an “increasing credit risk appetite of non-banks and low interest rates due to tighter credit spreads, which have contributed to increasing competition leading to weaker covenants and looser capital structures.”

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Leverage Credit Risk Valuation Banking 46

CFO News Room

JANUARY 21, 2023

Corporate Bonds: No Shortage of Risk Capital In my last post, I chronicled the movement in the equity risk premium, i.e. the price of risk in the equity market, during 2021, but the bond market has its own, and more measurable, price of risk in the form of corporate default spreads.

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Treasury Currencies Numbers Marketing 130

PYMNTS

FEBRUARY 7, 2020

John Cronin, an analyst at Goodbody’s, told the Financial Times that by using banking partnerships, Amazon could “significantly extend” its SMB lending platform, “without any associated credit risk of regulatory obligations (in the context of capital and liquidity and so forth).”. Never underestimate the value of logistics.

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eCommerce Benchmarking Restructuring Credit Risk 52

PYMNTS

MAY 16, 2018

” And while they might care about those values, at this point investors are likely wondering more about SoFi’s mission, a product offering that justifies a valuation of $4.4 The goal seemed clear: to convince the Street that the drama is over, and that the firm is now fully focused on “our mission and our company values.”

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Credit Risk Valuation Leadership Finance 40

Musings on Markets

JANUARY 27, 2022

Corporate Bonds: No Shortage of Risk Capital In my last post, I chronicled the movement in the equity risk premium, i.e. the price of risk in the equity market, during 2021, but the bond market has its own, and more measurable, price of risk in the form of corporate default spreads.

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Treasury Currencies Numbers Investments 99

PYMNTS

OCTOBER 1, 2018

Its stock popped 56 percent in the first day of trading, leaving the company’s post-IPO valuation at $8.6 “Advisers who adjust their valuation processes to boost results are in breach of their duties to investors.”. Within five days of that IPO, LendingClub’s value had grown to $10 billion. The Problems and the Reformation.

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Valuation Startups Banking CFO 54

Barry Ritholtz

AUGUST 15, 2023

The challenge is unlike the S&P 500, hedge funds sit in a box that has underlying credit risk from prime brokers. So the credit markets froze. What’s the valuation? RITHOLTZ: If you’re a long short fund at the very least, and David Einhorn and others very famously were short Lehman Brothers.

Investments 52

Investments Benchmarking Marketing Treasury 52

Barry Ritholtz

MARCH 5, 2024

What happened over the last year and a half or so is rates went up and valuations went down. But in our experience, we’re seeing them efficiently transfer the credit risk of assets, but keeping the customer relationship, it’s a very important distinction. This is their hedge to credit risk.

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Mergers and Acquisitions (M&A) Credit Risk Investments Banking 59

Barry Ritholtz

AUGUST 29, 2023

And you had to take on significant duration risk and credit risk just to earn a couple percentage points. DAVIS: Where international equities, because of valuations, probably 7% to 7.5%. RITHOLTZ: So let’s talk about that, because that gap in valuation has persisted for a long time. RITHOLTZ: Right.

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Investments Benchmarking Valuation Construction 52

PYMNTS

OCTOBER 4, 2019

India’s FinBox landed an undisclosed amount of pre-Series A funding, reports in Inc42 said this week, with investors at Arali Ventures leading the investment in the credit risk management technology startup. FinBox plans to use the investment on product research and development. Both Greensill and SoftBank declined to comment.

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B2B eCommerce Startups Foreign Exchange 51

Barry Ritholtz

DECEMBER 20, 2022

It’s just a fascinating conversation about looking at the world from both bottoms up and top-down, as well as thinking about what valuations are like, how likely are macro events, the impact you’re getting not just the return on capital, but as famously said in fixed income, a return of your capital. But that’s very helpful too.

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Restructuring Investments Marketing Banking 64

Barry Ritholtz

SEPTEMBER 26, 2023

But at the end of the day, the companies we invest in are bottoms up or based on bottoms up credit analytics that we have the conviction and we’ll return par plus accrued through through a cycle. And if they don’t, we’re happy to own them at the valuation that we are creating that company act.

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Investments Banking Economics Marketing 52

Barry Ritholtz

FEBRUARY 13, 2023

But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera. And how do you make the decision, I’m not comfortable with this credit risk relative to the return it’s going to throw off?

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Mergers and Acquisitions (M&A) Investments Marketing Education 59

Barry Ritholtz

MARCH 12, 2024

And up until that moment in time, we didn’t spend a lot of time on credit risk in mortgages. We didn’t really have to model credit risk because that was, that risk was taken by the agencies. But in these private labels, you had the, the market was taking the credit risk.

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Profit and Loss Investments Marketing Securities 59

Global Finance

MARCH 3, 2025

For example, CCDC provides issuance, registration, depository, settlement, valuation, collateral management, and information-disclosure services for green bonds, social responsibility bonds, and other sustainable finance products. billion) in climate-related finance by 2030.

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Finance Construction Banking Benchmarking 90

PYMNTS

AUGUST 26, 2019

Most depressions are debt and credit contractions,” he said. They’re not over-valuation of stock market contractions. They are primarily debt and credit because debt in credit wipes out people. It’s an awful situation for the Chinese.”. As a rule of thumb, there exist roughly 70 to 80 years between depressions.

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Manufacturing Currencies Valuation Economics 57

Barry Ritholtz

JUNE 3, 2024

And you know, it’s the same thing when valuation gets outta control too. It will come home to roost at some point, but doesn’t mean the valuation can’t get worse. Valuations are tight, they’re tight for a reason. You have to get compensated for each risk. We, we continue to see that left and right.

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Math Marketing Treasury Valuation 59