PYMNTS

DECEMBER 14, 2020

This was a year that bent and broke quite a few risk forecasting models, thus all the more reason to bring AI smarts to bear on transaction volumes scaling far beyond a human pace. Circumstances] have underscored the singular importance of artificial intelligence (AI) in managing credit risk as well as supporting other bank operations.

Credit Risk 87

Credit Risk Data Analysis Banking Forecasting 87

Nerd's Eye View

APRIL 3, 2024

Looking forward, equity analysts predict earnings growth in 2024 of 11.5%, which stands in stark contrast to the Philly Fed's Survey of Professional Forecasters expectations of total GDP growth of 'just' 3.8%. Given that corporate profits have historically tracked GDP growth, this inconsistency creates an interesting enigma.

Economics 97

Economics Marketing Valuation Profit and Loss 97

Future CFO

MARCH 25, 2021

An increase is expected in all major regions and countries reviewed, except for Turkey, where bankruptcies were already on the rise in 2020, the trade credit insurance firm noted. Their combined impact will greatly influence actual insolvency numbers and trade credit risk in 2021 and 2022, the firm added.

Forecasting 52

Forecasting Credit Risk Economics Numbers 52

Future CFO

AUGUST 27, 2023

Moody’s, he noted, is well known for its counterparty credit risk analysis. He called for faster forecast scenarios. "I think what’s important is to find out what data is out there to augment your data analysis," Kesuma added. This is where companies like Moody’s have been expanding their portfolio.

Risk Management 98

Risk Management Credit Risk Finance Risk Analysis 98

Future CFO

MARCH 16, 2023

At annual meetings of China's (A1 stable) top legislative and advisory bodies, policymakers set an economic growth target for 2023 of 5%, which Moody’s said is in line with its growth forecast. This will limit the increase in RLG debt risk in China and leverage risk for state-owned infrastructure companies, the firm added.

Credit Risk 52

Credit Risk Economics Budgeting Forecasting 52

PYMNTS

NOVEMBER 17, 2019

In May national authorities seized Baoshang Bank, which was connected to tycoon Xiao Jianhua, calling it a “severe credit risk,” the Times reported. The NYT said that former UBS Global AG analyst Jason Bedford forecasted in July that China’s banks have to “lift core capital ratios to 12.5

Banking 61

Banking Credit Risk Forecasting Economics 61

Spreadym

OCTOBER 3, 2023

Financial Planning and Analysis (FP&A) candidates are professionals who specialize in financial planning, budgeting, forecasting, and analysis within an organization. Financial Modeling: They are proficient in building financial models to evaluate various scenarios, assess the impact of decisions, and make accurate forecasts.

Financial Planning and Analysis (FP&A) 59

Financial Planning and Analysis (FP&A) Financial Analysis Financial Modeling Budgeting 59

PYMNTS

NOVEMBER 2, 2018

PeopleFund-cited forecasts suggest that figure could reach $10 billion by 2019’s close. That means the big opportunity for X Financial comes from the 400 million or so Chinese consumers who have credit cards, but are hampered by limits that are too low.

Credit Risk 53

Credit Risk Forecasting Marketing Investments 53

Beacon CFO Plus

SEPTEMBER 20, 2023

Strategic Financial Planning Experience They are skilled in strategic financial planning, budgeting, and forecasting. Risk Management Experience They are adept at identifying and managing financial risks , including market risk, credit risk, and operational risk.

CFO 52

CFO Problem Solving Education Compliance 52

PYMNTS

MARCH 18, 2016

One thousand businesses responded to the Coface survey, which aimed to look at corporate credit risk mitigation, according to reports. In this context,” Coface noted, “the risk of a rise in nonpayments should not be underestimated.”. Analysis found that 80 percent of Chinese companies are dealing with overdue payments.

Invoicing 40

Invoicing Credit Risk Economics Forecasting 40

PYMNTS

OCTOBER 30, 2018

chief market officer, said that, “The outlook for global growth is forecast to lose steam, warranting a more cautious outlook for 2019. This will likely put the brakes on the downward trend in global insolvencies with only a 1 percent decline forecast for next year.

Invoicing 47

Invoicing B2B Forecasting Credit Risk 47

Future CFO

NOVEMBER 7, 2023

While there is an anticipation of global trade expanding by slightly over 2% in 2024, the pace of growth in Asia is forecasted to remain subdued and may not be as robust as it was in previous years, Atradius said. There’s a pinch of optimism in Asia despite global economic uncertainty.

B2B 52

B2B Invoicing Credit Risk Risk Management 52

The Finance Weekly

NOVEMBER 20, 2023

Forecasting and Predictive Analytics AI uses its analytical capabilities to examine past financial data, market patterns, and macroeconomic signals. Risk and Expenses Management AI-driven , tools for risk management empower FP&A leaders to evaluate and address risks more efficiently.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Finance Cash Flow Forecasting Forecasting 52

Future CFO

MARCH 20, 2023

Allianz Trade forecasts that global WCR to remain broadly stable. In this period of uncertainty, the greatest financial relief one can give small and mid-sized businesses is faster payment of their outstanding invoices, and improved credit-management practices. In 2023, more of the same.

Credit Risk 52

Credit Risk Transportation Invoicing Economics 52

PYMNTS

FEBRUARY 24, 2016

Share in online lender OnDeck have dropped 20 percent on the announcement that growth this year will be slower than initially forecasted. These companies have been valued as if there’s really no credit risk or capital-markets risk whatsoever. I think that’s what changed.”. percent t0 5.9

Credit Risk 40

Credit Risk Forecasting Investments Marketing 40

Spreadym

SEPTEMBER 12, 2023

Create a Revenue Forecast: Estimate your expected income sources, including salaries, sales revenue, investment income, grants, or any other sources of revenue. Industry Trends: Industry-specific trends and market conditions can affect pricing strategies, sales forecasts, and overall business strategy.

Budgeting 59

Budgeting Strategic Planning Forecasting Economics 59

CFO Talks

JUNE 7, 2022

Competencies include: Working knowledge of risk management, budget, and forecasting tools. Investment and credit risk knowledge. Information quality and control rationalisation are top-of-mind issues for the Steward. Accounting knowledge (IFRS and taxation). External financial and regulatory reporting knowledge.

CFO 52

CFO IFRS Risk Management Leadership 52

Future CFO

AUGUST 6, 2020

The APAC high-yield default rate for non-financial corporates will stay high and that policy stimulus will provide companies with some relief, but not fully offset escalating credit risks, the firm added. However, if new widespread outbreaks take place, there will be renewed economic disruptions, Lau said.

Credit Risk 40

Credit Risk Economics Forecasting Banking 40

PYMNTS

JUNE 11, 2020

The integration includes short-term cash flow forecasts as well as a “snapshot” feature for SMBs to compare different cash flow periods. With a focus on suppliers’ corporate customers, the tool also integrates a credit risk solution. ”

B2B 52

B2B Accounts Payable Cash Flow Forecasting Reconciliations 52

The Finance Weekly

AUGUST 26, 2023

For example, it manages borrower’s credit data and spots early financial signs. This helps lenders proactively tackle credit risks. Also, AI's predictive analysis forecasts borrower defaults and risk levels using data. AI aids loan decisions, assessing individual risk profiles for granting loans and setting rates.

Risk Management 52

Risk Management Profit and Loss Currencies Compliance 52

PYMNTS

JUNE 28, 2016

The analysts, a team headed by Jernej Omahen, wrote that “we forecast a weaker outlook owing to lower volumes, margins and fees,” in tandem a heightened credit risk environment. The least exposed would be those financial institutions operating in the Nordic and Benelux regions.

Banking 40

Banking Profit and Loss Credit Risk Forecasting 40

CFO Talks

OCTOBER 22, 2024

Balancing Risk and Reward As a CFO, one of your primary responsibilities is to balance the fine line between risk and reward. It’s a delicate dance that requires strategic thinking, informed decision-making, and the ability to forecast future outcomes. Implementing strict credit control processes can help mitigate this.

CFO 52

CFO Risk Management Education Communication 52

Finvisage

JANUARY 2, 2020

Although quantitative facts and figures have provided objective numerical forecasts, we have also adjusted those expectations using experience and insight (judgement) to improve upon those forecasts. These figures suggest the high credit risk exposure of UK in a global perspective. Conclusion.

Construction 52

Construction Manufacturing Economics Profit and Loss 52

Barry Ritholtz

MARCH 5, 2024

David Snyderman has put together an incredible career in fixed income, alternative credit, and really just an amazing way of looking at risk and trade structure and how to figure out probabilistic potential outcomes rather than playing the usual forecasting and macro tourist game. They have an incredible track record.

Mergers and Acquisitions (M&A) 59

Mergers and Acquisitions (M&A) Credit Risk Investments Banking 59

PYMNTS

APRIL 30, 2018

LendingClub’s Q4 2017 results, under new management, showed four straight years of losses, sales that missed forecasted targets and continued losses in 2018, seemed to prove investors had every reason to be skeptical. Investors have remained skeptical that the marketplace business model touted in 2006 is sustainable. Digital Banks.

Banking 73

Banking Investments Accounting Concentration 73

Barry Ritholtz

OCTOBER 23, 2024

We have these in high yield as well for people who want to go out and add a little bit more income and credit risk to the portfolios. Barry Ritholtz : What about the opposite group of prognosticators, the ones who have been forecasting a recession every year for the past three years that just hasn’t shown up?

Treasury 64

Treasury Investments Accounting Marketing 64

Creative CFP

AUGUST 11, 2020

A complete financial risk assessment consists of a thorough analysis of financial statement data and notes, financial ratios, cash flow and projections. This is key in determining the overall credit risk profile of a business and is more than just whether you can borrow or how much you can borrow.

Investments 52

Investments Accounts Payable Benchmarking Cash Flow Forecasting 52

Barry Ritholtz

AUGUST 29, 2023

And you had to take on significant duration risk and credit risk just to earn a couple percentage points. I have alternatives because I can go out and buy a money market fund at five and a quarter percent and I don’t have to take a lot of risk.” DAVIS: Yes, we try not to be in the short-term forecasting game.

Investments 52

Investments Benchmarking Valuation Construction 52

Barry Ritholtz

MARCH 4, 2025

I don’t recall seeing anybody’s forecast for the year ahead saying, Hey, really inexpensive AI from China, deep seek is gonna completely disrupt everything. 00:31:20 [Speaker Changed] So we’re recording this at the end of January. But does the commercial banker need that industry expertise?

Banking 52

Banking Mergers and Acquisitions (M&A) Marketing Manufacturing 52

Barry Ritholtz

SEPTEMBER 12, 2022

And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk. And ultimately, to make a very long story short, I fell in love with derivatives. So derivatives were a part where I was very intimidated.

Investments 119

Investments Marketing Profit and Loss Banking 119

Barry Ritholtz

FEBRUARY 13, 2023

But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera. And how do you make the decision, I’m not comfortable with this credit risk relative to the return it’s going to throw off?

Mergers and Acquisitions (M&A) 59

Mergers and Acquisitions (M&A) Investments Marketing Education 59

Barry Ritholtz

SEPTEMBER 26, 2023

When you look at this present environment, do you think of yourselves more as bottom up credit pickers or, or do you look at the macro environment and say, Hey, we have to figure out what’s going on there? Also, 00:36:15 [Speaker Changed] You know, we’re bottoms up credit pickers. 00:37:26 [Speaker Changed] Huh.

Investments 52

Investments Banking Economics Marketing 52

Barry Ritholtz

MARCH 12, 2024

And up until that moment in time, we didn’t spend a lot of time on credit risk in mortgages. We didn’t really have to model credit risk because that was, that risk was taken by the agencies. But in these private labels, you had the, the market was taking the credit risk.

Profit and Loss 59

Profit and Loss Investments Marketing Securities 59

Barry Ritholtz

JUNE 3, 2024

Remember everybody forecasted it, right? We saw it shrink in late 22 Barry Ritholtz: To, to say if, if that’s what is the fallible recession forecast. That seems like a a no brainer trade for not taking credit risk right now. It, I mean, last year was the, the recession, it was a massive recession.

Math 59

Math Marketing Treasury Valuation 59

Barry Ritholtz

JULY 22, 2024

And so I still believe, we still believe at PGM that investors are overpaying for credit risk, whether it’s down the capital stack in a structured product, whether it’s, you know, single B versus a triple B as I think once again the recency bias aspect of it, right? One is that kind of broad kind of macro credit risk.

Credit Risk 59

Credit Risk Treasury Investments Marketing 59

PYMNTS

MAY 23, 2016

Researchers said exposure to trade credit risk in this region has increased by 19 percent compared to the year prior. With the value and volume of invoices — both domestic and international — on the rise across Eastern Europe, analysts highlighted the crucial need of risk mitigation and forecasting solutions for corporations.

B2B 40

B2B Invoicing Prioritization Credit Risk 40