PYMNTS

JULY 26, 2017

Treasury’s Office of the Comptroller of the Currency found that underwriting standards have eased thanks to an increased appetite for credit risk, increased competition and an overall perception of improved economic circumstances.

Banking 46

Banking Compliance Currencies Concentration 46

PYMNTS

DECEMBER 26, 2016

Likewise, the rate of online fraud attacks on retailers has doubled, up 137 percent year over year in the first quarter of 2016. Mike Cook, CEO and founder of XOR Data Exchange, explained how his company used data aggregation to manage SMB credit risk, fight fraud and put consumers back in control of their identity.

Financial Systems 44

Financial Systems Banking Credit Risk Technology 44

PYMNTS

APRIL 30, 2018

Goldman Sachs reported on its Q1 earnings call that Marcus, since it launched, has originated $3 billion of new loans and taken in $9 billion of new retail deposits. During that call, Goldman Sachs’ management said they’re in no big hurry to grow Marcus by opening the credit spigot too fast or too wide. Digital Banks.

Banking 73

Banking Investments Accounting Concentration 73

Barry Ritholtz

FEBRUARY 13, 2023

But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera. And how do you make the decision, I’m not comfortable with this credit risk relative to the return it’s going to throw off?

Mergers and Acquisitions (M&A) 59

Mergers and Acquisitions (M&A) Investments Marketing Education 59

Barry Ritholtz

JULY 22, 2024

00:03:37 [Speaker Changed] I would say my bank regulatory background was more instructive in how I think about the financial system writ large, the flow of money, so to speak, and credit. So whether it’s on the retail or institutional side. One is that kind of broad kind of macro credit risk.

Credit Risk 59

Credit Risk Treasury Investments Marketing 59