Global Finance

FEBRUARY 5, 2025

After a third party runs a credit check and assumes the credit risk of non-payment, a purchaser can delay payment for a fixed period or pay in whole or installments. Using B2B BNPL, MSMEs avoid tapping their credit lines to pay invoices and avoid trade credit negotiations. Little (ADL). Arjun Singh, Arthur D.

B2C 52

B2C B2B Invoicing Credit Risk 52

PYMNTS

JULY 16, 2020

Blockchain initiative Teller has notched $1 million in a Framework Ventures-led seed capital to create a decentralized finance (DeFi) credit risk tool, according to an announcement. DeFi tools have spiked in popularity among those who are interested in digital currency in recent times, per the announcement.

Credit Risk 59

Credit Risk Currencies Banking Finance 59

PYMNTS

AUGUST 28, 2017

ƒFord Motor Credit Co. the financing arm of the vehicle manufacturer, announced Friday (Aug. 25) that it will implement machine learning credit approval models to determine if it will lend a consumer money as it goes after a segment of the market that doesn’t have a solid credit history.

Credit Risk 41

Credit Risk Math Finance Manufacturing 41

PYMNTS

DECEMBER 19, 2016

16) said Lendingkart will offer its credit risk assessment technology to banks and other alt-lenders starting in 2017. According to Lendingkart Cofounder Harshvardhan Lunia, the company will look to expand its reach in the SME lending market over the next six months by having other banks use its credit risk analytics software.

Credit Risk 40

Credit Risk Banking Technology Planning 40

PYMNTS

JUNE 17, 2020

As such, trade finance will be an important piece of the global recovery puzzle. Connecting B2B vendors to financing on their unpaid invoices can grant them the financial stability they need to keep trade flowing, but it comes with its own set of challenges — both for the vendor and financiers. Broadening Risk Mitigation.

Invoicing 68

Invoicing Finance B2B Credit Risk 68

PYMNTS

JANUARY 7, 2021

trillion gap in available trade finance that hampered their ability to grow. Now, with survival on the line for many companies, the urgency to close the trade finance gap has grown. By nature, he recently told PYMNTS, trade finance is a cross-border industry involving an array of collaborators. A Digitization Path.

Finance 70

Finance Credit Risk Banking Compliance 70

PYMNTS

JANUARY 19, 2021

SMB clients don’t need to possess a credit card or make a payment harnessing Boleto (a payment method in Brazil), and the merchant doesn’t face credit risk exposure.

eCommerce 85

eCommerce Finance Credit Risk Investments 85

PYMNTS

NOVEMBER 11, 2020

The launch comes after a successful pilot program, Visa noted, with the focus of the chosen FinTechs ranging from small business credit risk and buy now, pay later to merchant search and transaction compliance.

Credit Risk 110

Credit Risk Benchmarking Compliance Budgeting 110

PYMNTS

AUGUST 24, 2016

Could tax liens and judgments soon be excluded from credit risk calculations? Both have an impact on people’s credit scores, making it harder for some people to access credit. VantageScore removed all tax liens and civil judgments from a random sample of credit files from 4 million consumers in an analysis.

Credit Risk 40

Credit Risk Numbers Planning Finance 40

PYMNTS

OCTOBER 18, 2020

Buxton previously worked for cloud application monitoring platform Datadog as VP of finance, where he led the company to a $9 billion valuation and a current market capitalization of upwards of $25 billion, with the number of employees growing from 100 to 2,000 during his tenure, the release says.

Finance 64

Finance CFO Reconciliations Credit Risk 64

PYMNTS

OCTOBER 3, 2017

French startup Tinubu Square has secured funding for its solution that provides trade credit risk management, according to news reports on Monday (Oct.2). Tinubu Square’s customers are credit and surety insurers, trade finance banks and export credit agencies, according to reports.

Credit Risk 40

Credit Risk Startups Risk Management Banking 40

PYMNTS

JANUARY 22, 2021

Given the roller coaster ride consumer finances have been on for the last 10 months, managing risk has become critical for financial institutions (FIs), both in terms of rising fraud counts and in terms of rising consumer delinquencies. Driving Actionable Intelligence In Real Time. Focusing On The Consumer And Building The AI.

Banking 106

Banking Credit Risk Profit and Loss Risk Management 106

PYMNTS

NOVEMBER 3, 2020

The news comes as during Hong Kong FinTech Week, FinTech firms have certain "key advantages" over traditional banks when it comes to building out a client base and cutting down on risk. Bloomberg to Incorporate Credit Risk Data. Everlink, FINTAINIUM Team up to Offer Real-Time B2B, B2C Payments.

B2C 122

B2C Banking Benchmarking B2B 122

Future CFO

JULY 23, 2020

DBS Bank has partnered with business cloud software company Infor to integrate digital trade financing capabilities into the Infor Nexus global network of more than 68,000 businesses, the technology firm said recently. . The post DBS Bank, Infor team to offer digital trade financing appeared first on FutureCFO.

Finance 52

Finance Banking Credit Risk Leverage 52

Global Finance

JULY 29, 2024

AI algorithms analyze vast amounts of data to assess credit risk, detect anomalies, and prevent AML fraud,” Saxena notes. Generative AI Comes To Islamic Finance Setting the GCC apart is its importance as a center for Islamic finance, a market with assets of $4.5

Management Consulting 124

Management Consulting Banking Finance Compliance 124

Global Finance

OCTOBER 31, 2024

UBA has also become a pacesetter in financing women-owned businesses, owing to its strong belief that women should not be left behind in Africa’s socioeconomic development. Before the pandemic, DBS had relentlessly leveraged emerging technologies to help SMEs, especially micro and small enterprises, streamline services and manage credit risk.

Banking 52

Banking Finance Construction Foreign Exchange 52

PYMNTS

JULY 16, 2019

FinTech Lendbuzz has announced Monday (July 15) that it has secured an additional $150 million in debt and equity financing led by 83North, with participation from existing investors. The debt funding was led by BHI, ConnectOne Bank, IDB Bank, Viola Credit and a large insurance company.

Finance 49

Finance Credit Risk Securities Technology 49

PYMNTS

DECEMBER 15, 2020

"Everyone's a startup, and you can't really underwrite your customer and understand how much credit you should be giving them, what terms they need or what their limit it," Gordon explained. The firm takes on the trade credit risk, using data generated as a result of LeafLink Financial sitting in the middle of B2B relationships.

B2B 111

B2B Accounts Payable Startups Invoicing 111

CSC Advisors

DECEMBER 4, 2022

You're about to sign the agreement for your equipment financing. There are so many equipment financing mistakes you need to avoid when finding a lender, and step number one is to find a lender after doing enough research. By doing this, you will secure financing terms, conditions, and costs that work for your needs.

Finance 52

Finance Budgeting Education Prioritization 52

Future CFO

AUGUST 27, 2023

The pandemic showed how complex and fragile the global supply chains are, and many finance leaders are looking for ways to de-risk or strengthen business resilience. The usual response for finance leaders is to batten down the hatches, survive the ensuing uncertainty, and then be able to succeed when the market turns.

Risk Management 98

Risk Management Credit Risk Finance Risk Analysis 98

PYMNTS

NOVEMBER 12, 2019

MarketInvoice is rebranding to reflect its expansion beyond invoice financing for small businesses. to offer a range of financing products for SMBs and to offer borrowers a consolidated view of all their outstanding financing and loan arrangements. 12), as well as an expanded product offering for U.K.

Finance 40

Finance Invoicing Credit Risk Planning 40

The Finance Weekly

NOVEMBER 20, 2023

AI is , transforming the finance sector, especially in financial planning and analysis (FP&A). Top 8 AI Uses in Finance AI/ML can enhance FP&A operations in many ways. Risk and Expenses Management AI-driven , tools for risk management empower FP&A leaders to evaluate and address risks more efficiently.

Financial Planning and Analysis (FP&A) 52

Financial Planning and Analysis (FP&A) Finance Cash Flow Forecasting Forecasting 52

PYMNTS

NOVEMBER 12, 2020

FinTech partners include small business credit risk analysis company AccountScore and small business data company Codat. Lloyds, Demica Collab On Supply Chain Finance. Lloyds Bank Commercial Banking is teaming up with FinTech Demica to introduce a new supply chain financing platform for joint U.K.

Banking 88

Banking Treasury Foreign Exchange Risk Analysis 88

PYMNTS

FEBRUARY 22, 2019

Alternative small business (SMB) finance company C2FO is integrating a new solution from Euler Hermes to help small businesses protect against the risk of unpaid invoices. Businesses will be able to purchase credit insurance on single invoices via a digital platform, while being able to analyze and manage credit risk exposure.

Invoicing 53

Invoicing Credit Risk B2B Finance 53

PYMNTS

OCTOBER 20, 2016

The credit management platform automates aspects of customer credit management, from credit approval, to online ordering, to invoicing and collections. “We We work with third-party banks to underwrite all orders placed on terms so sellers are paid out within 24 hours and take zero credit risk,” said Noble. “We

B2B 73

B2B Startups Credit Risk eCommerce 73

PYMNTS

JULY 11, 2017

The International Chamber of Commerce Banking Commission recently released a report that found an imbalance between supply and demand of trade finance services. Indeed, banks must tread carefully in the world of trade finance, and with such little room for error and financial losses, risk management is critical.

Finance 43

Finance Invoicing Profit and Loss Credit Risk 43

PYMNTS

NOVEMBER 22, 2020

Credit Key offers businesses an alternative payment solution intended to give financing for purchases at the point of sale. The company takes on the credit risk and loan servicing, offering buyers a "transparent" experience with competitive interest rates, the report writes. The booming B2B market in the U.S.

B2B 72

B2B B2C Credit Risk eCommerce 72

PYMNTS

AUGUST 20, 2020

Alternative financing company Behalf has promoted Rob Rosenblatt to CEO; he has been the company’s president for the past six months. There is real demand for Behalf’s financing solutions in B2B commerce. a tokenized Visa Virtual Card, which provides companies with instant financing for business purchases.

B2B 64

B2B Credit Risk Finance Startups 64

PYMNTS

NOVEMBER 15, 2016

14) that the company is entering the small business finance space with a new platform that adds to its existing consumer lending, credit risk and portfolio risk management offerings for financial institutions. Financial information firm Sageworks has announced its expansion into the world of SME lending. ”

Credit Risk 66

Credit Risk Risk Management Finance Banking 66

PYMNTS

DECEMBER 1, 2020

Sage has unveiled a new partnership with Satago , a cash management and finance program for small firms and accounting professionals, according to an announcement. It is time to put SMEs back in control of their finances. It will also free up more time for companies and generate efficiencies by automating workflows. “It

Risk Analysis 68

Risk Analysis Invoicing Credit Risk Cash Management 68

Corporate Finance Lab

NOVEMBER 8, 2023

In our paper entitled “The flip side of the coin: how entrepreneurship‑oriented insolvency laws can complicate access to debt financing for growth firms”, we examine the changes in the use of debt for growth firms, using the recent reform of Belgian insolvency and company law in the 2017-2019 period as an exogenous policy shock (e.g.

Finance 56

Finance Economics Restructuring Banking 56

CFO Talks

OCTOBER 15, 2024

For instance, these models can predict when cash flow might become tight, helping you take steps like adjusting payment terms or securing additional financing before problems arise. Start by leveraging data from your accounting systems and working with your finance team to create simple forecasting models.

Risk Management 95

Risk Management Compliance Forecasting Credit Risk 95

PYMNTS

FEBRUARY 15, 2018

Commercial credit risk solutions provider Credit2B is rolling out a portal for trade credit suppliers to share and access information about B2B payment experiences in real time. After collecting that information, Credit2B automatically generates a credit score to analyze the financial strength of a company.

Risk Analysis 43

Risk Analysis Credit Risk B2B Startups 43

PYMNTS

DECEMBER 13, 2016

The issues that have kept millennials out of the mortgage market tend to fall into three categories: lack of sufficient credit, lack of sufficient funds for a down payment or lack of a sufficiently long employment record to get lenders comfortable with them as a credit risk.

Credit Risk 84

Credit Risk Banking Marketing Economics 84

PYMNTS

FEBRUARY 27, 2018

Equifax , the credit scoring company still reeling from a massive data breach last year, announced news on Monday (Feb. In a press release , the company said the dataset provides information for researchers and modelers, including “credit risk scores, geography, debt balances and delinquency status at the loan level.”

Finance 40

Finance Analyzing Data Prioritization Credit Risk 40

PYMNTS

JUNE 1, 2020

invoice insurance provider Nimbla is teaming up with the credit risk assessment firm Wiserfunding , according to a report in Crowdfund Insider on Friday (May 29). The partnership is a result of the launch of the FinTech task force Innovate Finance , which took place in March, the report said.

Invoicing 67

Invoicing Risk Management Credit Risk Economics 67

PYMNTS

OCTOBER 8, 2018

The International Chamber of Commerce ‘s (ICC’s) Banking Commission is collaborating with bank-owned database Global Credit Data (GCD) to broaden the scope of the ICC’s Trade Register, an announcement revealed Monday (Oct. The Trade Register provides banks with insight into risks in global trade and export finance.

Risk Analysis 59

Risk Analysis Credit Risk Finance Banking 59