Remove Credit Risk Remove Education Remove Valuation
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Deep Dive: Digital-First Banks Harness The Power Of Data Analytics

PYMNTS

Big Data analytics reached a market valuation of $29.87 It is key to risk management functions, which entail assessing the likelihood that any given transaction could be fraudulent or present a credit risk. This gives bank staff educated predictions regarding interactions’ risk factors.

Banking 94
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Transcript: Ted Seides

Barry Ritholtz

SEIDES: That allows you to make charitable bets based on long-term educational beliefs. What was interesting was I had said to him, “Well, let’s make this really educational. The challenge is unlike the S&P 500, hedge funds sit in a box that has underlying credit risk from prime brokers. So back in 2007.

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Transcript: Greg Davis, CIO Vanguard

Barry Ritholtz

There are an endless variety of business models and seeing how people operate that, it’s really an education, one that I think a lot of people coming out of school don’t think about, because you think about the sexy things. And you had to take on significant duration risk and credit risk just to earn a couple percentage points.

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Transcript: Armen Panossian

Barry Ritholtz

But at the end of the day, the companies we invest in are bottoms up or based on bottoms up credit analytics that we have the conviction and we’ll return par plus accrued through through a cycle. And if they don’t, we’re happy to own them at the valuation that we are creating that company act.

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Transcript: Rick Rieder

Barry Ritholtz

But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera. And how do you make the decision, I’m not comfortable with this credit risk relative to the return it’s going to throw off?

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Transcript: Sean Dobson, Amherst Holdings

Barry Ritholtz

Barry Ritholtz : So, so let’s talk a little bit about your career in real estate, but before we get to that, I just gotta ask on your LinkedIn under education, it says, didn’t graduate, none working for a living. And up until that moment in time, we didn’t spend a lot of time on credit risk in mortgages.

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Sustainable Finance Awards 2025: Global And Country Winners

Global Finance

The fund invests in small and midsize enterprises through private equity, focusing on educational technology for low-income populations, agribusiness software, alternatives to plastic packaging, and sustainable practices within the Brazilian aa palm chain. BTG Pactual raised 542 million Brazilian reais (about $95.3

Finance 90