PYMNTS

APRIL 2, 2020

billion by 2025, with banks of all sizes leveraging such capabilities. It is key to risk management functions, which entail assessing the likelihood that any given transaction could be fraudulent or present a credit risk. This gives bank staff educated predictions regarding interactions’ risk factors.

Banking 94

Banking Risk Management Credit Risk Valuation 94

PYMNTS

JUNE 8, 2020

The firm’s lenders use a combined credit risk scoring methodology that uses traditional models such as the Altman Z score and deep learning model (leveraging neural networks, for example) to assess loans. Crowdfunding, according to the company, and P2P payments, are cost efficient means of raising and distributing capital.

Credit Risk 52

Credit Risk Investments Education Banking 52

CFO Talks

JULY 23, 2024

This can be done using a risk matrix, which plots the severity of the impact against the likelihood of occurrence. The goal is to prioritize risks that have the highest potential impact on the organization. For example, currency fluctuations and credit risk may rank higher for South African businesses due to the economic environment.

Risk Management 52

Risk Management CFO Compliance Communication 52

CFO Talks

OCTOBER 22, 2024

Market Risk : Fluctuations in interest rates, exchange rates, or stock prices can impact on your business. Credit Risk : This refers to the risk of a customer or counterparty failing to meet their financial obligations. Implementing strict credit control processes can help mitigate this.

CFO 52

CFO Risk Management Education Communication 52

PYMNTS

DECEMBER 29, 2016

After operating 11 brands in six countries, DeCosmo leveraged the data and analytics to launch Enova Decisions in 2015 and provide clients with custom, real-time analytics services that improve credit risk, fraud protection, operations and marketing. The Chicago-based business falls under Enova International, Inc.,

Education 40

Education Credit Risk Leverage Sales 40

PYMNTS

AUGUST 8, 2017

Long before founding a data science, credit scoring and digital finance company, the Russian-born and U.K.-educated educated entrepreneurs met while working abroad at Renaissance Capital and Deutsche Bank.

Finance 42

Finance Leverage Credit Risk Marketing 42

Barry Ritholtz

FEBRUARY 13, 2023

You know, people are comfortable, leverage builds. But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera. Healthcare, education, not hugely cyclical, not interest rate sensitive.

Mergers and Acquisitions (M&A) 59

Mergers and Acquisitions (M&A) Investments Marketing Education 59