Remove Credit Risk Remove Education Remove Leverage
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Balancing Risk and Reward

CFO Talks

Market Risk : Fluctuations in interest rates, exchange rates, or stock prices can impact on your business. Credit Risk : This refers to the risk of a customer or counterparty failing to meet their financial obligations. Implementing strict credit control processes can help mitigate this.

CFO 52
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Effective Risk Management Strategies for Businesses

CFO Talks

This can be done using a risk matrix, which plots the severity of the impact against the likelihood of occurrence. The goal is to prioritize risks that have the highest potential impact on the organization. For example, currency fluctuations and credit risk may rank higher for South African businesses due to the economic environment.

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Deep Dive: Digital-First Banks Harness The Power Of Data Analytics

PYMNTS

billion by 2025, with banks of all sizes leveraging such capabilities. It is key to risk management functions, which entail assessing the likelihood that any given transaction could be fraudulent or present a credit risk. This gives bank staff educated predictions regarding interactions’ risk factors.

Banking 94
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High Tech Microlending ? And Why Chickens Hatch Great ROI

PYMNTS

The firm’s lenders use a combined credit risk scoring methodology that uses traditional models such as the Altman Z score and deep learning model (leveraging neural networks, for example) to assess loans. Crowdfunding, according to the company, and P2P payments, are cost efficient means of raising and distributing capital.

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Data Enablers: Enova’s Decision-Making Tech

PYMNTS

After operating 11 brands in six countries, DeCosmo leveraged the data and analytics to launch Enova Decisions in 2015 and provide clients with custom, real-time analytics services that improve credit risk, fraud protection, operations and marketing. The Chicago-based business falls under Enova International, Inc.,

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The Russian Connection (To Alt Lending Globally)

PYMNTS

Long before founding a data science, credit scoring and digital finance company, the Russian-born and U.K.-educated educated entrepreneurs met while working abroad at Renaissance Capital and Deutsche Bank.

Finance 42
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Transcript: Rick Rieder

Barry Ritholtz

You know, people are comfortable, leverage builds. But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera. Healthcare, education, not hugely cyclical, not interest rate sensitive.