PYMNTS

JULY 18, 2017

Many of its customers have subprime credit, so making the right decision out of the gate is a critical part of protecting its revenue and reputation. “As As we work with business customers with non-prime credit, decisions around credit risk are key to the success of our business,” said Haijian Hu, head of Headway Capital.

Credit Risk 58

Credit Risk Education Banking Technology 58

PYMNTS

NOVEMBER 26, 2019

In fact, Srinivasan added, the parameters of risk itself are changing. He noted that, with real-time payments , credit risk is largely negated, as transactions require immediate posting of debits and confirmation of sufficient funds — and it can be immediately ascertained whether or not user accounts are in good standing.

Education 61

Education Construction Securities Credit Risk 61

PYMNTS

DECEMBER 19, 2016

The millennials whose parents belong to the 1-percenter club will be fine, thanks to receiving a great education at the top schools and nabbing one of the high-paying jobs that go along with having that pedigree. Besides that, they’re the ideal credit risk and perfect target to stake the future of FinTech, payments and retail.

Advertising 88

Advertising Credit Risk Retail Banking 88

PYMNTS

NOVEMBER 18, 2020

That is par for the course for any new payment technology, he said, and it's up to financial services providers to expand education and awareness of the technology. And because RTP transactions are cleared and settled in real time, added Ledford, this also takes away the credit risk associated with other methods of B2B payments.

B2B 82

B2B Credit Risk Invoicing Education 82

PYMNTS

JUNE 8, 2020

The firm’s lenders use a combined credit risk scoring methodology that uses traditional models such as the Altman Z score and deep learning model (leveraging neural networks, for example) to assess loans. Crowdfunding, according to the company, and P2P payments, are cost efficient means of raising and distributing capital.

Credit Risk 52

Credit Risk Investments Banking Education 52

PYMNTS

JUNE 3, 2020

For those CUs, said Fagan, marked by what he termed a “single sponsor type relationship,” where the sponsor has been devastated by the pandemic, relying on FICO scores is an inefficient way of gauging credit risk. But there likely will be a niche for brick-and-mortar financial services too, he told Webster. “I

Credit Risk 69

Credit Risk Economics Education Numbers 69

CFO Talks

OCTOBER 22, 2024

Market Risk : Fluctuations in interest rates, exchange rates, or stock prices can impact on your business. Credit Risk : This refers to the risk of a customer or counterparty failing to meet their financial obligations. Implementing strict credit control processes can help mitigate this.

CFO 52

CFO Risk Management Education Communication 52

PYMNTS

DECEMBER 29, 2016

After operating 11 brands in six countries, DeCosmo leveraged the data and analytics to launch Enova Decisions in 2015 and provide clients with custom, real-time analytics services that improve credit risk, fraud protection, operations and marketing.

Education 40

Education Credit Risk Leverage Sales 40

CSC Advisors

DECEMBER 4, 2022

From there, you can make a more educated decision. One of your expectations may be around credit and getting instantly approved. You want to lower your credit risk to control your financing costs (which is in your control, by the way!). In order to ensure this, you need to know your lender before you make a decision.

Finance 52

Finance Budgeting Education Prioritization 52

PYMNTS

MAY 14, 2018

million for the credit services company, the firms said in a press release. Ovation Credit Services offers a credit repair software solution that integrates directly with credit bureaus. The firm also offers consumers credit improvement education. Consumer debt in the U.S.

Education 46

Education Finance Credit Risk B2B 46

CFO Talks

JULY 23, 2024

This can be done using a risk matrix, which plots the severity of the impact against the likelihood of occurrence. The goal is to prioritize risks that have the highest potential impact on the organization. For example, currency fluctuations and credit risk may rank higher for South African businesses due to the economic environment.

Risk Management 52

Risk Management CFO Compliance Communication 52

Future CFO

DECEMBER 18, 2020

Singapore is geographically well-positioned, has a well-educated labour resource and excellent logistical capability to position it for commodity trading business. Matthew Wells: Adjusting to the “new norm” of assessing credit risk, management information may not be too helpful in judging how a company has worked through COVID-19.

Marketing 52

Marketing Profit and Loss Credit Risk Finance 52

PYMNTS

SEPTEMBER 25, 2019

“But what we found in the big picture — and we don’t think this is a terribly counterintuitive finding — is that the way someone performs in their academic life turns out to be a very good predictor of how the will quantitatively perform from a credit risk standpoint in the future.”.

Credit Risk 49

Credit Risk Risk Management Education Securities 49

Spreadym

OCTOBER 3, 2023

Here's more about who FP&A candidates are: Education: They often have a bachelor's degree in finance, accounting, economics, or a related field. Risk Management: Skills in identifying, assessing, and managing financial risks are important. This includes assessing market risks, credit risks, and operational risks.

Financial Planning and Analysis (FP&A) 59

Financial Planning and Analysis (FP&A) Financial Analysis Financial Modeling Budgeting 59

PYMNTS

AUGUST 10, 2018

The company is still focused on the German market ; most of its customers have above-average incomes, college educations and urban residences. We rolled it out to 100 very loyal customers who we know have very good credit risk,” Antonioli said. According to Antonioli, that is not the case.

Retail 44

Retail Startups Credit Risk Education 44

PYMNTS

AUGUST 8, 2017

Long before founding a data science, credit scoring and digital finance company, the Russian-born and U.K.-educated educated entrepreneurs met while working abroad at Renaissance Capital and Deutsche Bank.

Finance 42

Finance Leverage Credit Risk Marketing 42

Barry Ritholtz

FEBRUARY 13, 2023

But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera. And how do you make the decision, I’m not comfortable with this credit risk relative to the return it’s going to throw off?

Mergers and Acquisitions (M&A) 59

Mergers and Acquisitions (M&A) Investments Marketing Education 59

Barry Ritholtz

MARCH 4, 2025

And so while I was, you know, good enough to be in a small company, I was not gonna be an A BT and I didn’t wanna totally give up my education. As you may or may not be aware, you know, very few people obviously sort of make it in that world 1e-06% are ever gonna be in a BT, which is sort of the pinnacle in the US right?

Banking 52

Banking Mergers and Acquisitions (M&A) Marketing Manufacturing 52

Barry Ritholtz

SEPTEMBER 12, 2022

And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk. And so, it’s a little bit of an educational process, but …. And so, I think the important thing is really from an education standpoint, right?

Investments 119

Investments Marketing Profit and Loss Banking 119

Barry Ritholtz

AUGUST 15, 2023

SEIDES: That allows you to make charitable bets based on long-term educational beliefs. What was interesting was I had said to him, “Well, let’s make this really educational. The challenge is unlike the S&P 500, hedge funds sit in a box that has underlying credit risk from prime brokers. So back in 2007.

Investments 52

Investments Benchmarking Marketing Treasury 52

Barry Ritholtz

AUGUST 29, 2023

There are an endless variety of business models and seeing how people operate that, it’s really an education, one that I think a lot of people coming out of school don’t think about, because you think about the sexy things. And you had to take on significant duration risk and credit risk just to earn a couple percentage points.

Investments 52

Investments Benchmarking Valuation Construction 52

Barry Ritholtz

SEPTEMBER 26, 2023

I, I think that that’s very important because I always took the early part of my career as education or an opportunity for education as much as it was employment. And again, the equity checks being written by the private equity firms, generally speaking, are over 50% of the capital needed to buy the business.

Investments 52

Investments Banking Economics Marketing 52

PYMNTS

OCTOBER 14, 2020

Artificial intelligence (AI) credit risk model provider Flowcast has unveiled the Tillful platform that provides quick, complimentary and transparent credit scores in addition to access to credit offers, according to a Wednesday (Oct. 14) announcement.

Credit Risk 56

Credit Risk Education Financial Data Economics 56

Barry Ritholtz

APRIL 4, 2023

KENCEL: — or somebody who’s a teacher, and so I’m passionate about education. So obviously, risk managers, you know, and CROs were very focused on how do we manage that risk and diversify that credit risk that they were taking on in mid-market companies.

Mergers and Acquisitions (M&A) 59

Mergers and Acquisitions (M&A) Investments Finance Banking 59

Barry Ritholtz

MARCH 12, 2024

Barry Ritholtz : So, so let’s talk a little bit about your career in real estate, but before we get to that, I just gotta ask on your LinkedIn under education, it says, didn’t graduate, none working for a living. And up until that moment in time, we didn’t spend a lot of time on credit risk in mortgages.

Profit and Loss 59

Profit and Loss Investments Marketing Securities 59

Global Finance

MARCH 3, 2025

The fund invests in small and midsize enterprises through private equity, focusing on educational technology for low-income populations, agribusiness software, alternatives to plastic packaging, and sustainable practices within the Brazilian aa palm chain. BTG Pactual raised 542 million Brazilian reais (about $95.3

Finance 90

Finance Construction Banking Benchmarking 90

Barry Ritholtz

JUNE 3, 2024

And so I, and I don’t mean attending class for your own education, but I meant if you want to teach, you have to go to the local schools, Jeffrey Sherman : Order a course, watch a teacher, do what you’re studying to do and say, Hey, is this for me? And our job is to educate more people. What, what should I buy?

Math 59

Math Marketing Treasury Valuation 59