PYMNTS

JANUARY 13, 2020

Credit Risk. According to Dhala, those early use cases for the payments and financial services realm are becoming clear — echoing the data from the PYMNTS research report and reflecting larger economic trends, such as rising loan delinquencies in some areas. AI can also help to spot credit risk.

Credit Risk 83

Credit Risk Profit and Loss Leverage Economics 83

PYMNTS

OCTOBER 9, 2018

However, to get down to his concerns, the analyst said — per news reports such as CNBC — that the recently debuted “Square Installments” (which, as the name implies, offers payment plans) may expose the company in a way that makes it vulnerable to credit markets. economy in particular, some other numbers show the risks of, well, risk.

Credit Risk 64

Credit Risk Forecasting Numbers Accounting 64

Future CFO

MARCH 16, 2023

At annual meetings of China's (A1 stable) top legislative and advisory bodies, policymakers set an economic growth target for 2023 of 5%, which Moody’s said is in line with its growth forecast. This will limit the increase in RLG debt risk in China and leverage risk for state-owned infrastructure companies, the firm added.

Credit Risk 52

Credit Risk Economics Budgeting Forecasting 52

CFO Talks

OCTOBER 15, 2024

Customer Credit Risk Predictive analytics can also be applied to assess the creditworthiness of customers. Incorporate data like payment history, customer industry health, and broader economic indicators. This can help your business prepare for upcoming regulatory changes and avoid costly non-compliance penalties.

Risk Management 95

Risk Management Compliance Forecasting Credit Risk 95

PYMNTS

NOVEMBER 10, 2020

In this case, the “cake” is the improved performance and economics that many banks experience when they update systems that in some cases have been in place since the 1950s. “On The time for machine-learning underwriting is now, especially with the uncertainty of COVID and the uncertainty of next year's economic environment.”.

Math 138

Math Credit Risk Compliance Banking 138

PYMNTS

JULY 8, 2020

AI Also Helps Manage Credit Risk. For instance, Mastercard has been using AI to help its banking partners with credit risk management, aiming to provide the right amount of credit to customers — and the smartest collections efforts — in today’s uncertain economic climate.

Credit Risk 109

Credit Risk Risk Management Securities Economics 109

CFO Talks

JULY 23, 2024

Externally, consider market trends, regulatory changes, and economic conditions. For CFOs in South Africa, factors such as political instability, economic volatility, and regulatory changes are particularly pertinent. Risk Assessment Once risks are identified, the next step is to assess their potential impact and likelihood.

Risk Management 52

Risk Management CFO Compliance Communication 52

CFO Talks

AUGUST 21, 2024

This is particularly important for sectors like banking, where managing credit risk is a key focus. Under IFRS 9, the bank must estimate and recognise potential losses as soon as the loan is made, considering various economic factors. Practical Example: Imagine a bank that issues loans to customers.

IFRS 52

IFRS Profit and Loss Communication Credit Risk 52

Future CFO

NOVEMBER 7, 2023

There’s a pinch of optimism in Asia despite global economic uncertainty. More than 50% of companies in the region revealed that they increased efforts to collect overdue B2B invoices during the past 12 months, a policy complemented in each market by specific credit risk management tactics, the firm said.

B2B 52

B2B Invoicing Credit Risk Risk Management 52

Future CFO

MARCH 2, 2021

Strong policy incentives to encourage future fintech innovations that support economic development and financial inclusion will remain,”Li noted. The credit impact will be mixed across fintech firms, financial institutions and the securitisation market in China , the credit rating agency said.

Credit Risk 52

Credit Risk Economics Banking Securities 52

CFO Talks

OCTOBER 22, 2024

Balancing Risk and Reward As a CFO, one of your primary responsibilities is to balance the fine line between risk and reward. In South Africa, where economic volatility and regulatory changes are frequent, understanding how to manage risk without sacrificing potential rewards is essential for your business’s success.

CFO 52

CFO Risk Management Education Communication 52

PYMNTS

JANUARY 15, 2021

This risk is very important.”. The crisis is not over, and its economic impacts have still to fully emerge,” Irish Governor Gabriel Makhlouf told the panel, according to Bloomberg. The results of the pandemic in terms of the impact on the loans and the credit risk will become visible in 2021,” said Herodotou.

Banking 61

Banking Profit and Loss Credit Risk Economics 61

Future CFO

AUGUST 27, 2023

You need constant monitoring of your economic outlook because then you can adjust your risk management strategy that will help you mitigate third-party risks." Moody’s, he noted, is well known for its counterparty credit risk analysis. Finally, we are facing issues post-COVID-19," said Yang.

Risk Management 98

Risk Management Credit Risk Finance Risk Analysis 98

PYMNTS

MARCH 30, 2020

and the Office of the Comptroller of the Currency — are all on board with using the “new methodology for measuring counterparty credit risk in derivatives transactions.”. National bank regulators — The Federal Reserve, Federal Deposit Insurance Corp.

Accounting Standards 66

Accounting Standards Banking Credit Risk Compliance 66

Corporate Finance Lab

NOVEMBER 8, 2023

While research extensively covers the effects of tax and interest policies on entrepreneurship, the impact of insolvency laws remains underexplored in law and economics scholarship. The reaction of banks to the law change Based on the Law and Economics literature, banks are called “adjusting creditors”.

Finance 55

Finance Economics Restructuring Banking 55

Future CFO

MARCH 20, 2023

Indeed, in a context of slowing economic activity, oversupply in manufacturing sectors and tightening financial conditions, inventories are likely to decrease while payment delays should increase as in previous economic downturns. Both DSO and DPO should increase slightly (+5 combined) while DIO should decrease by about the same.

Credit Risk 52

Credit Risk Transportation Invoicing Economics 52

PYMNTS

MARCH 10, 2020

“Inaccurate and slow credit risk assessment for [small- to medium-sized business (SMB)] commercial loan requests is one of the major reasons that over 50 [percent] of loans are currently declined by financial institutions (FIs),” said Roger Vincent, chief innovation officer at Trade Ledger.

Credit Risk 52

Credit Risk Risk Management Economics Finance 52

PYMNTS

JUNE 1, 2020

invoice insurance provider Nimbla is teaming up with the credit risk assessment firm Wiserfunding , according to a report in Crowdfund Insider on Friday (May 29). The partnership is a result of the launch of the FinTech task force Innovate Finance , which took place in March, the report said.

Invoicing 67

Invoicing Risk Management Credit Risk Economics 67

Future CFO

AUGUST 6, 2020

Fluid economic and health conditions add uncertainty to the credit outlook, with stimulus measures providing corporates with only partial relief, the credit rating agency observed. However, if new widespread outbreaks take place, there will be renewed economic disruptions, Lau said. in 2020, up from 1.1%

Credit Risk 40

Credit Risk Economics Forecasting Banking 40

Future CFO

MARCH 25, 2021

Three forces are expected to shape global insolvencies development in 2021: the strength and breadth of economic growth this year, the gradual phasing out of government stimulus and other support schemes, and whether temporary changes in bankruptcy legislation reduced or just delayed filings, Atradius said.

Forecasting 52

Forecasting Credit Risk Economics Numbers 52

Future CFO

MARCH 23, 2020

The coronavirus outbreak and the related oil price shock will lower sovereigns' economic and fiscal strength, increase weaker sovereigns' vulnerability to shifts in sentiment and expose weaknesses in domestic and international institutions, Moody's Investors Service said recently.

Credit Risk 52

Credit Risk Economics Finance Banking 52

Spreadym

SEPTEMBER 12, 2023

It's important to note that the budget planning process should be flexible and adaptive to changing economic conditions, industry trends, and internal developments. Risk Management: Identification and assessment of risks, such as credit risk, market risk, and operational risk, should be factored into budgeting to ensure financial stability.

Budgeting 59

Budgeting Strategic Planning Forecasting Economics 59

PYMNTS

DECEMBER 28, 2020

Third-party service providers that can sit between the buyer and supplier, for example, facilitate a payment delay for the buyer while taking on the trade credit risk for the supplier. Driving progress will be key not only to supporting the health of organizations' own cash flows, but to the broader market.

B2B 81

B2B Invoicing B2C Reconciliations 81

PYMNTS

NOVEMBER 17, 2019

In May national authorities seized Baoshang Bank, which was connected to tycoon Xiao Jianhua, calling it a “severe credit risk,” the Times reported. Not only have smaller banks loaned money too generously, but troubling debts continue to escalate as the economic health in China falters.

Banking 61

Banking Credit Risk Forecasting Economics 61

PYMNTS

MAY 24, 2019

Baoshang Bank, based in Inner Mongolia, will be taken over by China’s banking and insurance regulator over critical credit risks, according to a report by Reuters. Some analysts worry that this is a sign of the volatility of the country’s financial health during the country’s economic slowdown. billion yuan ($22.68 percent.

Banking 63

Banking Construction Credit Risk Finance 63

PYMNTS

MAY 10, 2018

Reports in The Economic Times of India on Wednesday (May 9) said NTPC announced its mobile app for micro and small vendors that sell raw materials to the utility, allowing them to track incoming payments made by NTPC. The utility’s mobile tool is among several similar solutions designed to aid suppliers in accounts receivable management.

Credit Risk 40

Credit Risk Invoicing B2B Accounting 40

PYMNTS

DECEMBER 13, 2016

For some, this apparent change in priority signaled a major concern about the nation’s economic future — while others heralded this changing of the tide as a sign of progress. Millennial homeownership rates — for those 75.4 But millennials are getting older, working longer, saving money — and it seems those barriers are starting to fall.

Credit Risk 84

Credit Risk Banking Marketing Economics 84

PYMNTS

MARCH 18, 2016

One thousand businesses responded to the Coface survey, which aimed to look at corporate credit risk mitigation, according to reports. The results, released Thursday (March 17), pointed to slowing economic growth in the country as compounding this issue, which could lead to worse problems for 2016 and beyond. “It

Invoicing 40

Invoicing Credit Risk Economics Forecasting 40

PYMNTS

JUNE 1, 2018

based economic research firm. The report, entitled “The Economic Benefits of Online Lending to Small Businesses and the U.S. Advanced technology enables online small business lenders to gather information and assess credit risks quickly to provide critical funding for small businesses. billion in 2017 from $2.6

Credit Risk 41

Credit Risk Economics Sales Finance 41

PYMNTS

MAY 1, 2020

A Bureau of Economic Analysis report released on Thursday (April 30) indicated the savings rate escalated to 13.1 As Pandemic Reshapes Consumer Behavior And Credit Risk: In AI We Trust? banks are reserving tens of billions of dollars against potential credit card and loan defaults.

Credit Risk 56

Credit Risk Banking Economics Planning 56

Future CFO

APRIL 27, 2020

These factors signal rising credit risks and potentially more distressed exchanges and defaults in the coming months, the rating agency added. The coronavirus disruption has added pressure to corporate earnings and liquidity profiles against the backdrop of slowing economic growth.

Concentration 40

Concentration Credit Risk Economics Numbers 40

PYMNTS

APRIL 10, 2018

The statistic follows a push by government officials to promote lending to small businesses to drive economic growth and development, reports in FINSMES said last week. “When these constitute a sizable proportion of a company’s total annual turnover, their cash flow may be at risk.”.

Economics 49

Economics Risk Management Credit Risk B2B 49

PYMNTS

JUNE 3, 2020

In an interview with Karen Webster, Chuck Fagan , president and CEO of PSCU , said the very model of the credit union can help members navigate the seismic shifts of a historic economic downturn spurred by the coronavirus. And we have seen upticks in debit, while credit is still down more than 20 percent.”.

Credit Risk 69

Credit Risk Economics Education Numbers 69

Finvisage

JANUARY 2, 2020

The report further proceeds with Results and Findings column, confronting data on several key economic factors affecting TCI on a macro scale. Subsequently, the report touches upon the UK’s current economic environment and TCI’s recent market status. These figures suggest the high credit risk exposure of UK in a global perspective.

Construction 52

Construction Manufacturing Economics Profit and Loss 52

PYMNTS

JANUARY 7, 2021

"You have to look at risk in its entirety," said Gugelmann. The fraud risk, but also the credit risk, the dilution rate and other financial stresses. There are many new ways of risk mitigation.".

Finance 70

Finance Credit Risk Banking Compliance 70

PYMNTS

FEBRUARY 14, 2019

But there’s another debt wave rising to new heights – and it, too, has sounded alarms over its potential to impact, and be impacted by, economic growth. According to Gavekal Research Founding Partner and Chief Executive Officer Louis-Vincent Gave, this fact marks the largest source of potential economic instability.

Economics 49

Economics Credit Risk Investments Marketing 49

PYMNTS

NOVEMBER 19, 2019

Banks and credit unions that handle their own credit card programs are also likely to face another challenge in the near term. The economic consensus is that we are not going to get much better than now,” Geeslin said, joining those voices that are predicting an economic slowdown.

Mergers and Acquisitions (M&A) 56

Mergers and Acquisitions (M&A) Compliance Construction Credit Risk 56