Nerd's Eye View

APRIL 3, 2024

Yet, by taking a measured look at factors driving economic activity and influencing behavior, advisors can help clients face risks they can't control and (hopefully) position themselves to take advantage of opportunities as they develop. Meanwhile, a smorgasbord of potential risks threatens economic growth's "soft landing" narrative.

Economics 97

Economics Marketing Valuation Profit and Loss 97

Future CFO

OCTOBER 20, 2022

Global credit risks have risen over the past quarter as the triple threat of rate rises, Europe’s gas crisis and China’s moribund property market show no sign of abating, said Fitch Ratings recently. According to the firm, its list of key global credit risks has also been updated to reflect the evolving environment.

Credit Risk 52

Credit Risk Economics Forecasting Marketing 52

PYMNTS

OCTOBER 14, 2020

Artificial intelligence (AI) credit risk model provider Flowcast has unveiled the Tillful platform that provides quick, complimentary and transparent credit scores in addition to access to credit offers, according to a Wednesday (Oct. 14) announcement.

Credit Risk 56

Credit Risk Education Financial Data Economics 56

PYMNTS

OCTOBER 9, 2018

However, to get down to his concerns, the analyst said — per news reports such as CNBC — that the recently debuted “Square Installments” (which, as the name implies, offers payment plans) may expose the company in a way that makes it vulnerable to credit markets. economy in particular, some other numbers show the risks of, well, risk.

Credit Risk 64

Credit Risk Forecasting Numbers Accounting 64

PYMNTS

NOVEMBER 10, 2020

In this case, the “cake” is the improved performance and economics that many banks experience when they update systems that in some cases have been in place since the 1950s. “On The time for machine-learning underwriting is now, especially with the uncertainty of COVID and the uncertainty of next year's economic environment.”.

Credit Risk 138

Credit Risk Math Compliance Banking 138

Global Finance

DECEMBER 9, 2024

Global Finance recently sat down with representatives of three financial institutions, including two development banks and one commercial bank, to discuss banking and the role it plays in Africas economic growth. But again, every strong economic concept is not being unlocked in practice. Felipe: Theres one more thing to add.

Marketing 98

Marketing Banking Finance Profit and Loss 98

PYMNTS

JULY 8, 2020

AI Also Helps Manage Credit Risk. For instance, Mastercard has been using AI to help its banking partners with credit risk management, aiming to provide the right amount of credit to customers — and the smartest collections efforts — in today’s uncertain economic climate.

Credit Risk 109

Credit Risk Risk Management Securities Economics 109

Global Finance

DECEMBER 16, 2024

2005-2019 CTBC Bank – Retail Banking Credit Risk Management Division, Vice President. Deploying personal financial risk management systems and operations internationally, including in China (including Goldmax Consumer Finance Company), The United States, Canada, Japan, the Philippines, Indonesia, and Thailand.

Banking 105

Banking Finance Leverage Technology 105

Future CFO

APRIL 13, 2025

Whether it's streamlining credit risk processes, enhancing financial planning, or optimising employee benefits, this partnership enables us to bridge financial strategies with overarching business goals. The fast-paced nature of today's risks keeps me motivated and engaged.

Concentration 52

Concentration Strategic Planning Credit Risk Risk Management 52

Global Finance

OCTOBER 31, 2024

million in pretax profits in 2023, and a presence in 20 markets on the continent and four global centers—empowering SMEs means fueling Africa’s economic development. Before the pandemic, DBS had relentlessly leveraged emerging technologies to help SMEs, especially micro and small enterprises, streamline services and manage credit risk.

Banking 52

Banking Finance Construction Foreign Exchange 52

PYMNTS

DECEMBER 13, 2016

For some, this apparent change in priority signaled a major concern about the nation’s economic future — while others heralded this changing of the tide as a sign of progress. Millennial homeownership rates — for those 75.4 But millennials are getting older, working longer, saving money — and it seems those barriers are starting to fall.

Credit Risk 84

Credit Risk Banking Marketing Economics 84

PYMNTS

MARCH 30, 2020

and the Office of the Comptroller of the Currency — are all on board with using the “new methodology for measuring counterparty credit risk in derivatives transactions.”. National bank regulators — The Federal Reserve, Federal Deposit Insurance Corp.

Accounting Standards 66

Accounting Standards Banking Credit Risk Compliance 66

CFO Talks

OCTOBER 15, 2024

Customer Credit Risk Predictive analytics can also be applied to assess the creditworthiness of customers. Incorporate data like payment history, customer industry health, and broader economic indicators. This can help your business prepare for upcoming regulatory changes and avoid costly non-compliance penalties.

Risk Management 95

Risk Management Compliance Forecasting Credit Risk 95

PYMNTS

JUNE 1, 2020

invoice insurance provider Nimbla is teaming up with the credit risk assessment firm Wiserfunding , according to a report in Crowdfund Insider on Friday (May 29). The partnership is a result of the launch of the FinTech task force Innovate Finance , which took place in March, the report said.

Invoicing 67

Invoicing Risk Management Credit Risk Economics 67

Future CFO

AUGUST 27, 2023

You need constant monitoring of your economic outlook because then you can adjust your risk management strategy that will help you mitigate third-party risks." Moody’s, he noted, is well known for its counterparty credit risk analysis. Finally, we are facing issues post-COVID-19," said Yang.

Risk Management 98

Risk Management Credit Risk Finance Risk Analysis 98

Future CFO

MARCH 16, 2023

At annual meetings of China's (A1 stable) top legislative and advisory bodies, policymakers set an economic growth target for 2023 of 5%, which Moody’s said is in line with its growth forecast. This will limit the increase in RLG debt risk in China and leverage risk for state-owned infrastructure companies, the firm added.

Credit Risk 52

Credit Risk Economics Budgeting Forecasting 52

PYMNTS

DECEMBER 28, 2020

Third-party service providers that can sit between the buyer and supplier, for example, facilitate a payment delay for the buyer while taking on the trade credit risk for the supplier. Driving progress will be key not only to supporting the health of organizations' own cash flows, but to the broader market.

B2B 81

B2B Invoicing B2C Reconciliations 81

PYMNTS

MARCH 10, 2020

“Inaccurate and slow credit risk assessment for [small- to medium-sized business (SMB)] commercial loan requests is one of the major reasons that over 50 [percent] of loans are currently declined by financial institutions (FIs),” said Roger Vincent, chief innovation officer at Trade Ledger.

Credit Risk 52

Credit Risk Risk Management Economics Finance 52

Future CFO

MARCH 2, 2021

Strong policy incentives to encourage future fintech innovations that support economic development and financial inclusion will remain,”Li noted. The credit impact will be mixed across fintech firms, financial institutions and the securitisation market in China , the credit rating agency said.

Credit Risk 52

Credit Risk Economics Banking Securities 52

PYMNTS

MAY 24, 2019

Baoshang Bank, based in Inner Mongolia, will be taken over by China’s banking and insurance regulator over critical credit risks, according to a report by Reuters. Some analysts worry that this is a sign of the volatility of the country’s financial health during the country’s economic slowdown. billion yuan ($22.68 percent.

Banking 63

Banking Construction Credit Risk Finance 63

PYMNTS

NOVEMBER 17, 2019

In May national authorities seized Baoshang Bank, which was connected to tycoon Xiao Jianhua, calling it a “severe credit risk,” the Times reported. Not only have smaller banks loaned money too generously, but troubling debts continue to escalate as the economic health in China falters.

Banking 61

Banking Credit Risk Forecasting Economics 61

Future CFO

MARCH 23, 2020

The coronavirus outbreak and the related oil price shock will lower sovereigns' economic and fiscal strength, increase weaker sovereigns' vulnerability to shifts in sentiment and expose weaknesses in domestic and international institutions, Moody's Investors Service said recently.

Credit Risk 52

Credit Risk Economics Finance Banking 52

PYMNTS

MARCH 18, 2016

One thousand businesses responded to the Coface survey, which aimed to look at corporate credit risk mitigation, according to reports. The results, released Thursday (March 17), pointed to slowing economic growth in the country as compounding this issue, which could lead to worse problems for 2016 and beyond. “It

Invoicing 40

Invoicing Credit Risk Economics Currencies 40

PYMNTS

JANUARY 6, 2021

“We just got started in 2020, which was a very unique time to be born as a startup,” Niparts said, but admitted to being lucky to have landed in Vietnam which has fared better than most of its peers, both economically and in terms of containing the coronavirus.

Analyzing Data 129

Analyzing Data Financial Data Banking Finance 129

PYMNTS

DECEMBER 19, 2016

But it’s the recently published groundbreaking research by Raj Chetty, professor of economics at Stanford, and several other of his academic colleagues that finally put a pin in the fact that the generation that every brand is desperately trying to woo is, by and large, broke and is unlikely to ever attain the earnings potential of their parents.

Advertising 88

Advertising Credit Risk Retail Banking 88

Future CFO

NOVEMBER 7, 2023

There’s a pinch of optimism in Asia despite global economic uncertainty. More than 50% of companies in the region revealed that they increased efforts to collect overdue B2B invoices during the past 12 months, a policy complemented in each market by specific credit risk management tactics, the firm said.

B2B 52

B2B Invoicing Credit Risk Risk Management 52

Corporate Finance Lab

NOVEMBER 8, 2023

While research extensively covers the effects of tax and interest policies on entrepreneurship, the impact of insolvency laws remains underexplored in law and economics scholarship. The reaction of banks to the law change Based on the Law and Economics literature, banks are called “adjusting creditors”.

Finance 56

Finance Economics Restructuring Banking 56

PYMNTS

APRIL 24, 2020

Why AI’s Early Adopters Are Laser-Focused On Credit Risk And Payments. Much economic uncertainty exists in the world today, as many executives and banking managers know. These circumstances have illuminated what has been a longstanding central concern for lenders: determining and managing credit risk.

Credit Risk 56

Credit Risk Entertainment Banking Accounting 56

PYMNTS

JANUARY 7, 2021

"You have to look at risk in its entirety," said Gugelmann. The fraud risk, but also the credit risk, the dilution rate and other financial stresses. There are many new ways of risk mitigation.".

Finance 70

Finance Credit Risk Banking Compliance 70

Future CFO

MARCH 20, 2023

Indeed, in a context of slowing economic activity, oversupply in manufacturing sectors and tightening financial conditions, inventories are likely to decrease while payment delays should increase as in previous economic downturns. Both DSO and DPO should increase slightly (+5 combined) while DIO should decrease by about the same.

Credit Risk 52

Credit Risk Transportation Invoicing Economics 52

CFO Talks

JULY 23, 2024

Externally, consider market trends, regulatory changes, and economic conditions. For CFOs in South Africa, factors such as political instability, economic volatility, and regulatory changes are particularly pertinent. Risk Assessment Once risks are identified, the next step is to assess their potential impact and likelihood.

Risk Management 52

Risk Management CFO Compliance Communication 52

Future CFO

AUGUST 6, 2020

Fluid economic and health conditions add uncertainty to the credit outlook, with stimulus measures providing corporates with only partial relief, the credit rating agency observed. However, if new widespread outbreaks take place, there will be renewed economic disruptions, Lau said. in 2020, up from 1.1%

Credit Risk 40

Credit Risk Economics Forecasting Banking 40

PYMNTS

MAY 10, 2018

Reports in The Economic Times of India on Wednesday (May 9) said NTPC announced its mobile app for micro and small vendors that sell raw materials to the utility, allowing them to track incoming payments made by NTPC. The utility’s mobile tool is among several similar solutions designed to aid suppliers in accounts receivable management.

Credit Risk 40

Credit Risk Invoicing B2B Accounting 40

PYMNTS

MAY 1, 2020

A Bureau of Economic Analysis report released on Thursday (April 30) indicated the savings rate escalated to 13.1 As Pandemic Reshapes Consumer Behavior And Credit Risk: In AI We Trust? banks are reserving tens of billions of dollars against potential credit card and loan defaults.

Credit Risk 56

Credit Risk Banking Economics Planning 56

PYMNTS

JUNE 1, 2018

based economic research firm. The report, entitled “The Economic Benefits of Online Lending to Small Businesses and the U.S. Advanced technology enables online small business lenders to gather information and assess credit risks quickly to provide critical funding for small businesses. billion in 2017 from $2.6

Credit Risk 41

Credit Risk Economics Sales Finance 41

CFO Talks

AUGUST 21, 2024

This is particularly important for sectors like banking, where managing credit risk is a key focus. Under IFRS 9, the bank must estimate and recognise potential losses as soon as the loan is made, considering various economic factors. Practical Example: Imagine a bank that issues loans to customers.

IFRS 52

IFRS Profit and Loss Communication Credit Risk 52

PYMNTS

NOVEMBER 19, 2019

Banks and credit unions that handle their own credit card programs are also likely to face another challenge in the near term. The economic consensus is that we are not going to get much better than now,” Geeslin said, joining those voices that are predicting an economic slowdown.

Mergers and Acquisitions (M&A) 56

Mergers and Acquisitions (M&A) Compliance Construction Credit Risk 56