PYMNTS

MARCH 30, 2020

and the Office of the Comptroller of the Currency — are all on board with using the “new methodology for measuring counterparty credit risk in derivatives transactions.”. Financial institutions now have two more years before converting to CECL. National bank regulators — The Federal Reserve, Federal Deposit Insurance Corp.

Accounting Standards 66

Accounting Standards Banking Credit Risk Compliance 66

PYMNTS

NOVEMBER 9, 2016

“We want to come up with an expression of value exchange between consumers that is a delightful experience, that works anywhere in the world, that works across currencies, is instant and, for the consumer, free.”. This can be across the table in their own currency or through the blockchain to send value globally, Allaire added.

Currencies 75

Currencies Compliance Communication Credit Risk 75

Future CFO

AUGUST 27, 2023

Participants noted that this could increase material costs and impact currencies, leading to price fluctuations. For Danny Yap , the director of finance at Chloride Batteries SE Asia , it is not so much price fluctuations but interest rate risks. Moody’s, he noted, is well known for its counterparty credit risk analysis.

Risk Management 98

Risk Management Credit Risk Finance Risk Analysis 98

PYMNTS

JUNE 24, 2019

Amid the announcement of a new cryptocurrency – that would be Libra – the Financial Action Task Force (FATF), which operates as global regulatory firm based in Paris with a membership roster of countries such as China and the United States, has said it will boost its examination of digital currencies with an eye on money laundering.

Currencies 51

Currencies Credit Risk Banking Economics 51

PYMNTS

JUNE 17, 2019

When examining a bank’s credit risks, regulators take a cooperative approach that involves the Federal Reserve, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency, which work under the Shared National Credit Review. Cybersecurity regulators want a similar approach.

Banking 53

Banking Credit Risk Currencies Financial Systems 53

PYMNTS

JULY 26, 2017

Treasury’s Office of the Comptroller of the Currency (OCC) has again released its report on top risks facing banks, with its Spring 2017 analysis warning FIs that threats are coming from all angles. Noreika, acting Comptroller of the Currency, in a statement. Today, the federal banking system remains healthy,” he continued. “As

Banking 46

Banking Compliance Currencies Concentration 46

PYMNTS

MARCH 18, 2016

One thousand businesses responded to the Coface survey, which aimed to look at corporate credit risk mitigation, according to reports. The results, released Thursday (March 17), pointed to slowing economic growth in the country as compounding this issue, which could lead to worse problems for 2016 and beyond. “It

Invoicing 40

Invoicing Credit Risk Economics Forecasting 40

PYMNTS

MARCH 2, 2016

To achieve this, Ripple is placing its bets on XRP, a digital currency that the firm argues will be instrumental as a bridge asset to facilitate interbank transactions. It’s a currency that allows financial institutions to ditch the nostro account and instead keep XRP on their own balance sheets. Cost-Saving Opportunities .

Currencies 46

Currencies Treasury Foreign Exchange Compliance 46

The Finance Weekly

AUGUST 26, 2023

For example, it manages borrower’s credit data and spots early financial signs. This helps lenders proactively tackle credit risks. Also, AI's predictive analysis forecasts borrower defaults and risk levels using data. AI aids loan decisions, assessing individual risk profiles for granting loans and setting rates.

Risk Management 52

Risk Management Profit and Loss Currencies Compliance 52

CFO Talks

JULY 23, 2024

This can be done using a risk matrix, which plots the severity of the impact against the likelihood of occurrence. The goal is to prioritize risks that have the highest potential impact on the organization. For example, currency fluctuations and credit risk may rank higher for South African businesses due to the economic environment.

Risk Management 52

Risk Management CFO Compliance Communication 52

Future CFO

AUGUST 24, 2020

Liquidity and credit risk Cash has always been king and this saying was never so relevant as it is in the current situation. Problem statements revolve around credit risk volatility, cash shortages, merging liquidity constraints as well as the absence of a proper hedging strategy. .

SAP 40

SAP Treasury Credit Risk CFO 40

CFO Talks

OCTOBER 22, 2024

Market Risk : Fluctuations in interest rates, exchange rates, or stock prices can impact on your business. Credit Risk : This refers to the risk of a customer or counterparty failing to meet their financial obligations. Implementing strict credit control processes can help mitigate this.

CFO 52

CFO Risk Management Education Communication 52

Future CFO

JANUARY 12, 2021

Working capital and cash flow optimisation With uncertain times ahead, CFOs today must monitor the impact of price volatility, foreign exchange fluctuations, and interest rate changes, and be able to rapidly revise financial asset positions and protect against increased credit risks.

Foreign Exchange 40

Foreign Exchange CFO Compliance Reconciliations 40

Spreadym

SEPTEMBER 12, 2023

Currency Exchange Rates: For companies engaged in international trade, fluctuations in exchange rates can impact revenues and expenses. Risk Management: Identification and assessment of risks, such as credit risk, market risk, and operational risk, should be factored into budgeting to ensure financial stability.

Budgeting 59

Budgeting Strategic Planning Forecasting Economics 59

PYMNTS

NOVEMBER 22, 2019

High leverage and riskier debt, amid trade and currency risks, makes for a dangerous mix. In another data point, S&P Global Ratings has said the default rate for such highly leveraged firms – a metric the Journal cautions is distinct from probability – may be as high as 3.9

Leverage 43

Leverage Benchmarking Restructuring Currencies 43

PYMNTS

APRIL 30, 2018

Tech and a great user experience alone didn’t turn out to be a great way to sidestep the merits of using good, old-fashioned credit, risk and lending models to do it. In a dynamic space like banking, lending, payments and financial services more broadly, time is a valuable currency. Digital Banks.

Banking 73

Banking Investments Accounting Concentration 73

Barry Ritholtz

SEPTEMBER 12, 2022

And so, with this gave me exposure to everything from investment banking to retail, looking at like checking account campaigns, like how do you get more assets in the door to credit risk. BITTERLY MICHELL: … this isn’t a generalization, but they have a higher risk tolerance. They understand currencies. RITHOLTZ: Sure.

Investments 119

Investments Marketing Profit and Loss Banking 119

Barry Ritholtz

FEBRUARY 13, 2023

But there are so many tools at your disposal, and let alone how much duration you’re taking, how much interest, how much credit risk you’re taking, illiquidity, et cetera. And how do you make the decision, I’m not comfortable with this credit risk relative to the return it’s going to throw off?

Mergers and Acquisitions (M&A) 59

Mergers and Acquisitions (M&A) Investments Marketing Education 59

PYMNTS

JANUARY 21, 2021

Janet Yellen, President Joe Biden's nominee for Treasury Secretary, is expected to take a hard stance on cryptocurrencies, calling digital currency a “particular concern” that is used “mainly for illicit financing,” Arstechnica and other news outlets reported on Thursday (Jan. These are very real risks.”.

Treasury 112

Treasury Concentration Credit Risk Compliance 112

PYMNTS

OCTOBER 11, 2017

First, a middleman removes the credit risk. Currently, traditional correspondent banking requires that funds be held in foreign banks in the local currency, so there is credit risk involved with that institution — and banks are often working with several of them, so multiply that risk accordingly.

Credit Risk 40

Credit Risk Currencies Startups B2B 40

PYMNTS

JULY 17, 2017

And sometimes it looks a bit worrisome — particularly if one happens to be the Comptroller of Currency. The Office of the Comptroller of the Currency (OCC) — the banking industry’s leading governmental regulator — has some concerns about banks, FinTechs and the increasing connection between the two.

Currencies 40

Currencies Credit Risk Banking Communication 40

Finvisage

JANUARY 2, 2020

These figures suggest the high credit risk exposure of UK in a global perspective. Week currency (GBP). Stockpiling due to Brexit uncertainties has left businesses at risk of insufficient TCI. and stood 2nd in the list of top 10 dynamic traders in 2018, reporting growth of 10%. Continued Brexit uncertainty. Conclusion.

Construction 52

Construction Manufacturing Economics Profit and Loss 52

Barry Ritholtz

DECEMBER 20, 2022

I didn’t know what letters of credit were, and I had to go get a letter of credit. And then we did a buyback, but we got paid in quetzales, which was the local currency. So we have to think about credit risk like everybody else. I had to go to Guatemala, I had to present it. But that’s very helpful too.

Restructuring 64

Restructuring Investments Marketing Banking 64

PYMNTS

AUGUST 26, 2019

Currency wars. We’re in the midst of a currency war, he said, and he added that the planned economy that has been China’s hallmark is one that is too complicated to avoid overextending debt to its domestic corporations (and where those firms need to sell a lot to make their investments in plant, property, equipment and workers pay off).

Manufacturing 57

Manufacturing Currencies Valuation Economics 57

Global Finance

MARCH 3, 2025

Scotias credit due diligence processes address environmental and climate-related risks across its lending portfolio and are integrated into its credit-risk policies. In its Risk Appetite Framework, Scotia uses ESG performance metrics that are also included in its annual industry review process.

Finance 90

Finance Construction Banking Benchmarking 90