PYMNTS

APRIL 24, 2020

These circumstances have brought to the fore what has long been a central concern for lenders: assessing and managing credit risk. This vital task is complicated even in normal times due to the multitude of financial risk factors in play at any given time. percent expect these systems to improve credit/portfolio risk.

Credit Risk 100

Credit Risk Banking Compliance Economics 100

CFO News

NOVEMBER 29, 2022

Currently, credit risk-based single-issuer limits are allowed for debt exchange-traded funds to enable them to effectively manage the risk associated with such investments.

Credit Risk 52

Credit Risk Investments 52

PYMNTS

DECEMBER 9, 2020

Managing credit risk used to be a reactive process. Waiting until account holders fall behind to take action not only meant that customers’ credit scores would take a hit before their banks were alerted to a problem, but also that banks would lose the revenue from the scheduled payment.

Credit Risk 98

Credit Risk Banking Risk Management Planning 98

PYMNTS

NOVEMBER 3, 2020

Today in B2B, Bloomberg broadens its credit risk data pool, and two ERP solutions secure B2B payments integrations. Bloomberg To Incorporate Credit Risk Data. The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment.

Credit Risk 88

Credit Risk B2B Accounts Payable B2C 88

PYMNTS

JANUARY 13, 2020

Credit Risk. Core use cases that are getting a lot of traction, Dhala said, involve credit risk. Any marginal improvement in terms of modeling or accuracy can result in significant gains because there’s a reduction in credit losses. AI can also help to spot credit risk.

Credit Risk 83

Credit Risk Profit and Loss Leverage Economics 83

PYMNTS

JANUARY 24, 2019

Also, what’s a simple and legitimate matter of credit risk ? Criminals have learned how to exploit situations in which fraud might — initially, but for a meaningful period of time — look like an issue of credit risk, which can make so much of fraud prevention reactive, not proactive. Here’s a test: What’s fraud?

Credit Risk 69

Credit Risk Accounting Technology Securities 69

PYMNTS

MAY 1, 2020

This way, he said, issuers can focus on the 90 percent of their customer base that will prove to be a good credit risk , and who can become even stronger customers in the future.

Credit Risk 61

Credit Risk Technology Leverage Banking 61

PYMNTS

DECEMBER 19, 2016

16) said Lendingkart will offer its credit risk assessment technology to banks and other alt-lenders starting in 2017. According to Lendingkart Cofounder Harshvardhan Lunia, the company will look to expand its reach in the SME lending market over the next six months by having other banks use its credit risk analytics software.

Credit Risk 40

Credit Risk Banking Technology Planning 40

PYMNTS

OCTOBER 9, 2018

However, to get down to his concerns, the analyst said — per news reports such as CNBC — that the recently debuted “Square Installments” (which, as the name implies, offers payment plans) may expose the company in a way that makes it vulnerable to credit markets.

Credit Risk 64

Credit Risk Forecasting Numbers Accounting 64

Future CFO

JUNE 28, 2020

The various policy measures will mitigate credit-negative pressure on companies, banks and the broader economy, but weakness in trade, commodity prices and general sentiment will weigh on growth for all five economies,” Deborah Tan, a Moody’s Assistant Vice President pointed out.

Credit Risk 40

Credit Risk Restructuring Currencies Manufacturing 40

PYMNTS

AUGUST 28, 2017

They are typically a good credit risk and are expected to command $1.4 trillion in spending by 2020, but many lack the financial history needed to pass a traditional credit check,” said ZestFinance founder and CEO Douglas Merrill in the same press release.

Credit Risk 41

Credit Risk Math Finance Manufacturing 41

PYMNTS

AUGUST 24, 2016

Could tax liens and judgments soon be excluded from credit risk calculations? Both have an impact on people’s credit scores, making it harder for some people to access credit. VantageScore removed all tax liens and civil judgments from a random sample of credit files from 4 million consumers in an analysis.

Credit Risk 40

Credit Risk Numbers Planning Finance 40

PYMNTS

JULY 16, 2020

Blockchain initiative Teller has notched $1 million in a Framework Ventures-led seed capital to create a decentralized finance (DeFi) credit risk tool, according to an announcement.

Credit Risk 59

Credit Risk Currencies Banking Finance 59

PYMNTS

OCTOBER 3, 2017

French startup Tinubu Square has secured funding for its solution that provides trade credit risk management, according to news reports on Monday (Oct.2). Tinubu Square’s customers are credit and surety insurers, trade finance banks and export credit agencies, according to reports.

Credit Risk 40

Credit Risk Startups Risk Management Banking 40

CFO News

APRIL 27, 2023

Speaking at the ‘Global Conference on Financial Resilience’, RBI Governor Shaktikanta Das shared the results of latest macro stress tests for credit risk conducted by the central bank which indicates that banks in India are well placed to comply with the minimum capital requirements even under severe stress situations. Read here:

Credit Risk 98

Credit Risk Banking 98

CFO News

SEPTEMBER 5, 2023

To address credit risks, Rao said financial intermediaries should consider credit risk as a core element in their strategies. Financial experts, including RBI Deputy Governor M Rajeshwar Rao, have stated that India is on its way to becoming a strong global player, thanks to robust financial regulations.

Credit Risk 52

Credit Risk Leadership Banking 52

CFO Share

JUNE 6, 2024

Some common market risks include: Interest rate risk Foreign exchange risk Raw materials cost risk (copper, steel, etc.) Credit Risks Credit risk arises when customers or partners fail to meet their financial obligations.

Risk Management 105

Risk Management CFO Foreign Exchange Credit Risk 105

PYMNTS

JANUARY 22, 2021

Given the roller coaster ride consumer finances have been on for the last 10 months, managing risk has become critical for financial institutions (FIs), both in terms of rising fraud counts and in terms of rising consumer delinquencies. Driving Actionable Intelligence In Real Time. Focusing On The Consumer And Building The AI.

Banking 106

Banking Credit Risk Profit and Loss Risk Management 106

Nerd's Eye View

MAY 29, 2024

As the sales pitch goes, this allows the seller to benefit from installment sale treatment, while eliminating the credit risk of selling to a buyer and giving them at least some ability to choose how the proceeds are invested even before they actually receive them.

Sales 94

Sales Credit Risk Investments Accounting 94

CFO News

APRIL 3, 2024

"This landmark transaction marks a pivotal moment in credit risk management and underscores the growing sophistication of financial instruments in the Indian market," said Parul Mittal Sinha, Head - Financial Markets, India, Standard Chartered Bank.

Credit Risk 40

Credit Risk Risk Management Banking Marketing 40

PYMNTS

JULY 8, 2020

AI Also Helps Manage Credit Risk. For instance, Mastercard has been using AI to help its banking partners with credit risk management, aiming to provide the right amount of credit to customers — and the smartest collections efforts — in today’s uncertain economic climate.

Credit Risk 109

Credit Risk Risk Management Securities Economics 109

PYMNTS

MARCH 6, 2020

Even more significantly, our research shows that FIs are using AI with greater focus than they have in the past, with two areas emerging as key applications: payments fraud and credit risk. Supervised systems like BRMS are simply not capable of responding to the dynamic, constantly shifting nature of these risks.

Credit Risk 81

Credit Risk Compliance Banking Planning 81

CFO News

MARCH 22, 2023

“With the leverage level low at present, developers have headroom to borrow, which would keep their credit risk profiles stable. Asset monetisation will be crucial to rein in debt at comfortable levels,” the statement from CRISIL Ratings said.

Credit Risk 52

Credit Risk Leverage 52

PYMNTS

NOVEMBER 11, 2020

The launch comes after a successful pilot program, Visa noted, with the focus of the chosen FinTechs ranging from small business credit risk and buy now, pay later to merchant search and transaction compliance.

Credit Risk 110

Credit Risk Benchmarking Compliance Budgeting 110

PYMNTS

DECEMBER 9, 2020

NEW REPORT: The Banks’ How To Guide To Using AI To Manage Credit Risk. Banks have long turned to a familiar set of tools for managing credit risk — late fees and other penalties. In the 2021 AI Business Plan Playbook For Banks, PYMNTS provides a six-step framework to help banks use AI to manage credit risk.

Credit Risk 81

Credit Risk B2B Banking Retail 81

CFO News

JANUARY 3, 2023

Under the model, fintech companies will conduct all preliminary credit checks through a third-party application platform interface (API) and account aggregators. Individual banks can access these loan requests and fund them based on their internal credit risk parameters, sharing a commission or fee with the originating fintech company.

Credit Risk 52

Credit Risk Accounting Banking 52

Future CFO

MAY 28, 2023

Sukuk structures continue to vary, but their credit quality and the ratings that Moody's assigns ultimately depend on the senior unsecured credit risk of the underlying corporate, the firm said.

Credit Risk 52

Credit Risk Accounting Marketing 52

Future CFO

MARCH 16, 2023

“China’s policy support will have a modest overall impact on the country's sovereign credit, and benefit consumer goods and services companies,” she noted. This will limit the increase in RLG debt risk in China and leverage risk for state-owned infrastructure companies, the firm added.

Credit Risk 52

Credit Risk Economics Budgeting Forecasting 52

PYMNTS

DECEMBER 10, 2020

And in banking, financial institutions can incorporate artificial intelligence into their consumer credit strategies at a time when a retroactive approach to credit risk management has become less feasible amid COVID-19. All this, Today in Data. Data: $189B : Amount that U.S.

Credit Risk 102

Credit Risk Risk Management eCommerce Banking 102

CFO Talks

AUGUST 21, 2024

IFRS 9 Financial Instruments: Managing Expected Credit Losses IFRS 9 introduced the concept of expected credit losses (ECL), which means companies must recognise potential credit losses earlier, based on a forward-looking model. This is particularly important for sectors like banking, where managing credit risk is a key focus.

IFRS 52

IFRS Profit and Loss Communication Credit Risk 52

PYMNTS

FEBRUARY 15, 2018

Commercial credit risk solutions provider Credit2B is rolling out a portal for trade credit suppliers to share and access information about B2B payment experiences in real time. After collecting that information, Credit2B automatically generates a credit score to analyze the financial strength of a company.

Risk Analysis 43

Risk Analysis Credit Risk B2B Startups 43

PYMNTS

NOVEMBER 10, 2020

Even so, he acknowledges that banks have a reputation for being slow to change, as well as deep organizations that require many different stakeholders on board — including legal, compliance and business/credit risk. De Vere added that even small, independent lenders present their own challenges to essentially the same set of problems.

Math 138

Math Credit Risk Compliance Banking 138

PYMNTS

NOVEMBER 3, 2020

The news comes as during Hong Kong FinTech Week, FinTech firms have certain "key advantages" over traditional banks when it comes to building out a client base and cutting down on risk. Bloomberg to Incorporate Credit Risk Data.

B2C 122

B2C Banking Benchmarking B2B 122

Future CFO

MARCH 2, 2021

The credit impact will be mixed across fintech firms, financial institutions and the securitisation market in China , the credit rating agency said. Credit risks will increase for fintech companies involved in the online microloan businesses because they will have to assume more credit risk, the firm added.

Credit Risk 52

Credit Risk Economics Banking Securities 52

Nerd's Eye View

APRIL 3, 2024

Some strategies can include adjusting assumptions for future equity returns and increasing allocations to fixed-income assets that are less sensitive to inflation shocks (particularly shorter-term bonds with low credit risk, including TIPS and floating rate debt).

Economics 78

Economics Marketing Valuation Profit and Loss 78

PYMNTS

FEBRUARY 22, 2019

21), C2FO and Euler Hermes announced their partnership, which will link C2FO small business customers with Euler Hermes’ Single Invoice Cover product, protecting B2B firms against the risk of non-payment and optimizing credit terms for buyers. In an announcement on Thursday (Feb. Euler Hermes U.K.

Invoicing 53

Invoicing Credit Risk B2B Finance 53

CFO Talks

OCTOBER 15, 2024

Customer Credit Risk Predictive analytics can also be applied to assess the creditworthiness of customers. By analysing customer payment histories, industry trends, and economic data, CFOs can predict which customers are likely to default on payments, allowing you to adjust credit terms or payment schedules accordingly.

Risk Management 95

Risk Management Compliance Forecasting Credit Risk 95