PYMNTS

OCTOBER 9, 2018

However, to get down to his concerns, the analyst said — per news reports such as CNBC — that the recently debuted “Square Installments” (which, as the name implies, offers payment plans) may expose the company in a way that makes it vulnerable to credit markets. economy in particular, some other numbers show the risks of, well, risk.

Credit Risk 64

Credit Risk Forecasting Numbers Accounting 64

Future CFO

MAY 16, 2021

This 8-minute video on Esker’s Accounts Receivable Suite covering all aspects of the AR lifecycle from managing customer credit risk, invoice delivery, cash collection, cash application processing, providing full visibility into a customer’s financial impact on the business.

Accounting 52

Accounting Credit Risk Invoicing Finance 52

PYMNTS

JANUARY 22, 2021

Given the roller coaster ride consumer finances have been on for the last 10 months, managing risk has become critical for financial institutions (FIs), both in terms of rising fraud counts and in terms of rising consumer delinquencies. Driving Actionable Intelligence In Real Time. Focusing On The Consumer And Building The AI.

Banking 106

Banking Credit Risk Profit and Loss Risk Management 106

Global Finance

FEBRUARY 5, 2025

After a third party runs a credit check and assumes the credit risk of non-payment, a purchaser can delay payment for a fixed period or pay in whole or installments. Using B2B BNPL, MSMEs avoid tapping their credit lines to pay invoices and avoid trade credit negotiations. So the banks need to do something.

B2C 52

B2C B2B Invoicing Credit Risk 52

PYMNTS

JUNE 25, 2020

As accounts payable (AP) and accounts receivable (AR) operations continue to converge for many organizations, buyers and suppliers are increasingly acknowledging the value of using each other’s technology platforms to promote stronger B2B relationships. Esker Adds Credit Tech To AR Platform.

Invoicing 112

Invoicing Accounts Payable B2B Currencies 112

PYMNTS

DECEMBER 14, 2020

This was a year that bent and broke quite a few risk forecasting models, thus all the more reason to bring AI smarts to bear on transaction volumes scaling far beyond a human pace. Circumstances] have underscored the singular importance of artificial intelligence (AI) in managing credit risk as well as supporting other bank operations.

Credit Risk 87

Credit Risk Data Analysis Banking Forecasting 87

Nerd's Eye View

MAY 29, 2024

As the sales pitch goes, this allows the seller to benefit from installment sale treatment, while eliminating the credit risk of selling to a buyer and giving them at least some ability to choose how the proceeds are invested even before they actually receive them.

Sales 98

Sales Credit Risk Investments Accounting 98

PYMNTS

JUNE 26, 2018

Small Business Administration (SBA) is launching a new initiative to help small firms struggling with regulatory issues and is enlisting the help of accountants to do so.

Accounting 40

Accounting Compliance Credit Risk Auditing 40

PYMNTS

MARCH 30, 2020

1 accounting standard known as “current expected credit loss” (CECL) in an effort to bolster loans in the wake of the coronavirus, the Wall Street Journal reported on Friday (March 27). Bank regulators have rolled back the Jan. National bank regulators — The Federal Reserve, Federal Deposit Insurance Corp.

Accounting Standards 66

Accounting Standards Banking Credit Risk Compliance 66

PYMNTS

NOVEMBER 12, 2020

It may be an open road for open banking as, three years after the rollout of the second Payment Services Directive (PSD2), bank-FinTech collaborations and new initiatives unlocking bank account data continue to flourish. FinTech partners include small business credit risk analysis company AccountScore and small business data company Codat.

Banking 88

Banking Treasury Foreign Exchange Risk Analysis 88

PYMNTS

DECEMBER 15, 2020

Because consumer transactions continue to rely on cash, the accounts receivable (AR) and accounts payable (AP) processes within the supply chain can be fragmented. The firm takes on the trade credit risk, using data generated as a result of LeafLink Financial sitting in the middle of B2B relationships.

B2B 111

B2B Accounts Payable Startups Invoicing 111

PYMNTS

OCTOBER 20, 2016

The credit management platform automates aspects of customer credit management, from credit approval, to online ordering, to invoicing and collections. “We We work with third-party banks to underwrite all orders placed on terms so sellers are paid out within 24 hours and take zero credit risk,” said Noble. “We

B2B 73

B2B Startups Credit Risk eCommerce 73

PYMNTS

DECEMBER 13, 2016

The issues that have kept millennials out of the mortgage market tend to fall into three categories: lack of sufficient credit, lack of sufficient funds for a down payment or lack of a sufficiently long employment record to get lenders comfortable with them as a credit risk.

Credit Risk 84

Credit Risk Banking Marketing Economics 84

PYMNTS

DECEMBER 22, 2020

This week's look at the convergence of accounts payable and accounts receivable finds tools like commercial cards, trade credit, artificial intelligence and robotics process automation easing friction on both ends of a B2B transactions. PYMNTS And CSI Eye AR-AP's Digital Shift. Robotics Process Automation Tackles AR-AP Friction.

Accounts Payable 79

Accounts Payable B2B Invoicing Accounting 79

Global Finance

OCTOBER 31, 2024

Before the pandemic, DBS had relentlessly leveraged emerging technologies to help SMEs, especially micro and small enterprises, streamline services and manage credit risk. SMEs account for 16% of the bank’s business, or approximately $1.5 One of these, Mujer PyME, is a credit facility targeted to women-led SMEs.

Banking 52

Banking Finance Construction Foreign Exchange 52

PYMNTS

OCTOBER 18, 2020

For HighRadius, Buxton will be responsible for the company’s global finance and accounting organization, alongside corporate development and dealing with investor relations. HighRadius also rolled out its HighRadius A/R suite to boost accounts receivable (AR) automation in May.

Finance 64

Finance CFO Reconciliations Credit Risk 64

PYMNTS

FEBRUARY 21, 2020

It also includes Payment Track’s fraud prevention capabilities, which enable users to immediately put their account on hold if they see anything suspicious. Together with features like smart business credit, account freeze and instant account approval, these upgrades make Cashplus an indispensable tool for small businesses.

Credit Risk 64

Credit Risk Startups Accounting Banking 64

Nerd's Eye View

APRIL 3, 2024

As has been the case for the past several quarters, the prevailing characteristic of the economy is one of bifurcation, with interest rate-sensitive sectors remaining in a recession (as evidenced by the manufacturing sector's 16-month-long contraction), while the services sector (which accounts for nearly 80% of U.S. GDP) continues to expand.

Economics 97

Economics Marketing Valuation Profit and Loss 97

PYMNTS

DECEMBER 1, 2020

Sage has unveiled a new partnership with Satago , a cash management and finance program for small firms and accounting professionals, according to an announcement.

Risk Analysis 68

Risk Analysis Invoicing Credit Risk Cash Management 68

PYMNTS

MARCH 27, 2020

Many available tools help banks verify applicants’ account ownership by asking them about account details or submitting micro-deposits and checking whether the funds show up — sending funds to fake accounts results in error messages.

Technology 83

Technology Leverage Credit Risk Banking 83

PYMNTS

MAY 28, 2020

To automate accounts receivable (AR) for mid-sized companies, HighRadius has rolled out its RadiusOne A/R Suite. It also offers a credit risk app to assist mid-sized companies in harnessing AR automation technology to surmount their largest hurdles when it comes to working capital optimization.

Technology 52

Technology Reconciliations Accounts Payable Credit Risk 52

CFO News

JANUARY 3, 2023

Under the model, fintech companies will conduct all preliminary credit checks through a third-party application platform interface (API) and account aggregators. They will then upload the completed loan application onto this digital platform.

Credit Risk 52

Credit Risk Accounting Banking 52

PYMNTS

OCTOBER 27, 2016

While they may be applying for credit , millennials have lower credit activation rates than baby boomers. consumers, have credit scores that will qualify them for credit accounts with most mainstream lenders. Fewer than half of millennials, the largest generation of U.S.

Credit Risk 74

Credit Risk Risk Management Accounting 74

PYMNTS

DECEMBER 28, 2020

Corporates want to delay payment as long as possible in order to better manage cash flow, while suppliers are pressed to accelerate accounts receivable to strengthen their own cash positions. One of the most prominent culprits behind that friction is the intrinsic conflict that buyers and suppliers face in their payment flows.

B2B 81

B2B Invoicing B2C Reconciliations 81

PYMNTS

FEBRUARY 18, 2019

To offer that insight, the company combines data from the personal credit bureau ratings and point-of-sale (POS) systems, as well as the checking account information that the businesses allow Nav to plug into, and runs it all through Nav’s proprietary artificial intelligence ( AI ). Evaluating Customer Credit.

Credit Risk 70

Credit Risk Finance Manufacturing B2B 70

PYMNTS

FEBRUARY 6, 2019

Walford Trade Risk, a trade credit risk insurance provider, is rolling out a new product designed to help small businesses protect themselves against the risk of non-payment from their corporate customers. ”

Foreign Exchange 53

Foreign Exchange Invoicing Credit Risk Risk Management 53

Future CFO

MAY 28, 2023

Cross-border corporate sukuk issuance is set to rise significantly from 2022 lows, with companies in the Gulf Cooperation Council (GCC) countries and Malaysia (A3 stable) accounting for most of the issuance, said Moody’s recently. billion, said Maisam Hasnain, a Moody's Vice President and Senior Analyst.

Credit Risk 52

Credit Risk Accounting Marketing 52

CFO Talks

OCTOBER 15, 2024

Start by leveraging data from your accounting systems and working with your finance team to create simple forecasting models. Customer Credit Risk Predictive analytics can also be applied to assess the creditworthiness of customers.

Risk Management 95

Risk Management Compliance Forecasting Credit Risk 95

PYMNTS

MAY 24, 2019

Baoshang Bank, based in Inner Mongolia, will be taken over by China’s banking and insurance regulator over critical credit risks, according to a report by Reuters. In a statement, the CBIRC said that the principals and interest on saving accounts will all be fully guaranteed, and that the bank’s business operations won’t be affected.

Banking 63

Banking Construction Credit Risk Finance 63

PYMNTS

OCTOBER 8, 2018

Global Credit Data will lead the collection of data for the Trade Register from member banks in an effort to provide an unbiased view of trade credit risk for banks’ export and import finance operations. The Register was launched in 2011 and currently includes 22 member banks, accounting for $10.5

Risk Analysis 59

Risk Analysis Credit Risk Finance Banking 59

PYMNTS

JULY 18, 2017

Many of its customers have subprime credit, so making the right decision out of the gate is a critical part of protecting its revenue and reputation. “As As we work with business customers with non-prime credit, decisions around credit risk are key to the success of our business,” said Haijian Hu, head of Headway Capital.

Credit Risk 58

Credit Risk Education Banking Technology 58

PYMNTS

NOVEMBER 9, 2016

But in creating social payments platform Circle , Allaire said the goal was to create a new kind of consumer spending account built and serviced digitally — and not via traditional brick-and-mortar infrastructure. This allows Circle to take on the credit risk of transactions to make money move instantly.

Currencies 75

Currencies Compliance Communication Credit Risk 75

CFO Talks

AUGUST 21, 2024

As the financial leaders of organizations, CFOs in South Africa and across Africa need to ensure their accounting practices align with global standards. This is particularly important for sectors like banking, where managing credit risk is a key focus. Practical Example: Imagine a bank that issues loans to customers.

IFRS 52

IFRS Profit and Loss Communication Credit Risk 52

PYMNTS

MAY 10, 2018

State-run NTPC , India’s largest energy utility, is rolling out a mobile solution for its suppliers to track the progress of payments on their way to accounts receivable. The utility’s mobile tool is among several similar solutions designed to aid suppliers in accounts receivable management. In the U.K., Best4DebtCollection.co.uk

Credit Risk 40

Credit Risk Invoicing B2B Accounting 40

Beacon CFO Plus

SEPTEMBER 20, 2023

Financial Expertise Fractional CFOs typically have a strong background in finance, accounting, and related fields. They often hold advanced degrees such as MBAs, CPAs (Certified Public Accountants), or CFA (Chartered Financial Analyst) certifications.

CFO 52

CFO Problem Solving Education Compliance 52

PYMNTS

MAY 29, 2018

FICO was an ideal fit for the FCRA world, and has been the dominant credit scoring model in the United States for over four-and-a-half decades as a result. Without a reasonable FICO score, home buying (with mortgages) auto-loans, credit cards and even simple checking accounts all become out of reach for consumers.

Credit Risk 62

Credit Risk Finance Accounting Financial Systems 62

PYMNTS

JUNE 11, 2020

While optimizing back-office functions like accounts payable and accounts receivable can support enhanced cash-flow management, B2B partnership collaboration is also critical to supporting the financial health of an organization. With a focus on suppliers’ corporate customers, the tool also integrates a credit risk solution.

B2B 52

B2B Accounts Payable Cash Flow Forecasting Reconciliations 52