CFO Talks

AUGUST 24, 2022

Welcome to this SAIBA CFO podcast, SAIBA is the South African Institute of Business Accountants, it has more than 12 000 members and specialises in a wide range of disciplines such as accountancy and tax, training and development, career enhancement, legislation and financial reporting.

Auditing 98

Auditing CFO Accounting Concentration 98

PYMNTS

JUNE 25, 2018

One had instructions for how to identify savings in the store, which he said would vary from week to week, and then how to link my existing Amazon Prime account to get those savings applied at checkout (which is automatic and done via QR code à la Walmart Pay). Logistics is the hardest piece of the puzzle for those merchants.

Retail 62

Retail Sales Accounting Concentration 62

PYMNTS

MAY 8, 2017

At the ripe old age of 120, the Swiss Army knife holds a unique place in retail. Now, the idea of an Amazon Echo with a touchscreen is not exactly new — it was reported in November 2016 that mega e-retailer Amazon was working on such a device — whose code name is said to be the Amazon Knight. Many of whom are also named Karl.

Retail 49

Retail Profit and Loss Sales Manufacturing 49

PYMNTS

OCTOBER 12, 2020

One recent study found that new customer accounts now represent 30 percent of all transactions made online, for example, five times as many as they did prior to the crisis. Fraudsters, like merchants, follow where consumers lead, meaning that fraud prevention tactics have always been changing for banks, payment providers and retailers.

Retail 79

Retail Concentration Leverage Entertainment 79

Barry Ritholtz

DECEMBER 4, 2024

(December 4, 2024) Are you holding large, concentrated equity positions that have accrued big gains? Meb Faber, founder and chief investment officer of Cambria Investments, speaks about a new ETF that may be the solution to the challenge of concentrated equity positions. Tell us what a concentrated position is.

Concentration 52

Concentration Math Accounting Investments 52

PYMNTS

DECEMBER 12, 2016

In China, however, the two big ones — JD.com and Alibaba — have found ways to gain focused insight into shoppers’ spending habits, which in turn help retailers make eCommerce decisions. That monitoring, or data collecting and analyzing, comes through in indexes and has made life easier for certain retailers, according to Bloomberg.

Concentration 65

Concentration eCommerce Sales Retail 65

Global Finance

OCTOBER 11, 2024

The US Federal Deposit Insurance Corporation’s quick response to the banks’ failures stemmed additional contagion and has left businesses with an object lesson in concentration risk. Its Consumer & Community Banking business added a substantial amount of retail branches and advisers and leads the First Republic integration.

Banking 105

Banking Foreign Exchange Profit and Loss Finance 105

PYMNTS

FEBRUARY 5, 2020

In finance, accounting is everything. Accounting for everything, especially when it comes to credit — in other words, taking stock and measure of where lending activities have been concentrated, where risk is and where losses may loom — is as much art as science. billon, American Express by $2.7

Banking 56

Banking Forecasting CFO Concentration 56

PYMNTS

NOVEMBER 19, 2020

It also accounted for 46 percent of total GMV in the September quarter. Customer Concentration . Peloton accounts for almost a third of Affirm’s top line, coming in at 28 percent of sales for the latest fiscal year and 30 percent of sales for the quarter that ended Sept.

Concentration 76

Concentration Entertainment Sales Accounting 76

PYMNTS

APRIL 9, 2019

We see large and small brands/retailers leveraging Instagram’s leading reach, data, and ‘browsing/aspirational’ behavior to grow their online businesses.”. This same type of collection, in similarly concentrated form, has been cause for concern in the recent past , given the potential uses of such data.”.

eCommerce 57

eCommerce Advertising Concentration Leverage 57

PYMNTS

DECEMBER 5, 2019

The report said that “predictive power is not great” when consideration of the 2018 season is put into account because that season was healthy until late December, when it softened. Early purchases were up 14 percent from last year, and shopping at traditional retailers was up 2 percent. percent from last year.

Sales 55

Sales Concentration Banking Retail 55

PYMNTS

FEBRUARY 4, 2020

And one report notes that “without accounting for GHG emissions from land use change, the carbon footprint of food produced and not eaten is estimated to 3.3 Canada’s FoodHero , in one case, has technology that connects retailers with consumers to help sell surplus food that might otherwise be wasted. The Retail Market.

Concentration 57

Concentration Retail Education Forecasting 57

PYMNTS

JUNE 4, 2019

Visa and Natixis Payments have launched Xpollens, a complete white label “Payments in a Box” service for retailers, corporations and Fintechs. Linxo wants to be able to offer customers expanded services that include checking accounts, instant payments and payment cards.

Concentration 46

Concentration Compliance Accounting Retail 46

PYMNTS

DECEMBER 5, 2019

The report said that “predictive power is not great” when consideration of the 2018 season is put into account because that season was healthy until late December, when it softened. Early purchases were up 14 percent from last year, and shopping at traditional retailers was up 2 percent. percent from last year.

Sales 52

Sales Concentration Banking Retail 52

PYMNTS

MARCH 5, 2019

Those receivables, an asset to the business, are only an asset when they become cash in that SMB’s bank account. As much as 24 percent of monthly revenues for SMBs are tied up in accounts receivable or trade credit, which stymies cash flow. “The trillion within two years, and will account for 13 percent of all U.S.-focused

B2C 63

B2C B2B Concentration Credit Risk 63

CFO Plans

OCTOBER 9, 2024

For instance, a retail business conducted thorough financial analysis and implemented tax compliance solutions that aligned with its growth objectives. Robust financial systems streamline operations, allowing companies to maintain compliance effortlessly and concentrate on expansion.

Compliance 52

Compliance Tax Planning CFO Concentration 52

CFO Talks

SEPTEMBER 13, 2024

It started in 2016 as a brand of the Chartered Institute of Business Accountants (CIBA), which is one of the larger professional bodies in South Africa, with about 10,000 members. I was eager to grow in this area, especially as a general accountant in South Africa. Before we get into that, let me share a bit about CFO Club.

Finance 97

Finance Auditing CFO Leadership 97

PYMNTS

FEBRUARY 13, 2017

have a retail crisis — or a small business crisis? Which is why “fixing” retail must include giving SMB merchants the tools they need to compete in the very dynamic environment that now defines Retail U.S.A. Those same tenured businesses accounted for only one-third of all firms and only one-tenth of all employment.

Concentration 53

Concentration Retail Advertising Economics 53

PYMNTS

OCTOBER 5, 2017

challenger bank, has positioned itself to disrupt retail banking. 4) that Starling is launching a business banking service early next year, just months after the company rolled out its app-only current account service for consumers. At the moment, opening a business account can take many hours at a branch. Starling Bank, a U.K.

Banking 40

Banking Planning Concentration B2B 40

Barry Ritholtz

DECEMBER 12, 2023

Institutional Investor ) • Retail Group Retracts Startling Claim About ‘Organized’ Shoplifting : The National Retail Federation had said that nearly half of the industry’s $94.5 billion in missing merchandise in 2021 was the result of organized theft. It was likely closer to 5 percent. ( It was likely closer to 5 percent. (

Profit and Loss 52

Profit and Loss Concentration Benchmarking Retail 52

Future CFO

AUGUST 3, 2023

The Americas accounted for the largest share of VC investment with $42.9 Highlights of global VC investment: Q2’23 Global Corporate Venture Capital-participating investment was also slow in Q2’23, accounting for $39.7 Global first-time VC financing remained weak in H1’23, accounting for just $17.1 billion in Q1’23.

Investments 52

Investments Concentration Startups Education 52

PYMNTS

JANUARY 28, 2020

McKibbin, who are affiliated with Korea University and The Australian National University, said “just calculating the number of canceled tourist trips, declines in retail trade and similar factors is not enough to get the full impact of SARS” because of the linkages within and between economies and sectors. Initial Impact.

Economics 66

Economics Sales Concentration Retail 66

Musings on Markets

OCTOBER 6, 2023

The Value of Intangible Assets Accounting has historically done a poor job dealing with intangible assets, and as the economy has transitioned away from a manufacturing-dominated twentieth century to the technology and services focused economy of the twenty first century, that failure has become more apparent.

Valuation 109

Valuation Profit and Loss Accounting Investments 109

PYMNTS

FEBRUARY 6, 2019

The money is concentrated, at least for now and at least in terms of where it is headed. The two companies are tapping the fundraising well, and where Thailand’s Central Group, a retailer, at the end of last month confirmed that it has invested $200 million in Grab’s Thailand operations. billion seen in 2017.

Valuation 49

Valuation Concentration Investments Retail 49

Future CFO

DECEMBER 21, 2023

There is also the natural climate to take into account. Shorten your supply chains and avoid concentration in one geographic region. Think of the retail shift to online when Covid-19 shut down bricks and mortar establishments overnight. Always evaluate your client’s creditworthiness before signing agreements.

Profit and Loss 52

Profit and Loss Concentration Benchmarking Invoicing 52

PYMNTS

FEBRUARY 13, 2020

Of that tally, $120 trillion is B2B, which he said “includes spending that can be addressed through card-based solutions, accounts receivables and payables flows, as well as cross border.” The Nordics have cashless payments accounting for 99 percent of all payments, and in Germany, France and Italy, cash payments are still prevalent.

B2B 65

B2B B2C Concentration Accounting 65

PYMNTS

NOVEMBER 30, 2017

Fraudsters have been making their lists and checking them twice, and it’s not going to make for a very happy holiday for retailers. What he finds alarming is the spike in eCommerce fraud among apparel retailers, where account takeover fraud is growing rapidly at the same time as stolen financials fraud. The Downside of Global.

Retail 42

Retail Concentration Accounting eCommerce 42

Global Finance

SEPTEMBER 9, 2024

While China does seem to produce more total research in terms of papers and is leading in patents—accounting for 61.1% AI’s positive impact will be concentrated, initially, “in a limited number of sectors.” “Virtually all major industrial AI labs are headquartered in the United States,” adds Maslej.

Economics 105

Economics Construction Leverage Technology 105

PYMNTS

MARCH 28, 2019

Synchrony already offers consumer financing to those merchants across verticals such as retail, auto and health. Consider the funding gap that exists when a retailer needs to both procure and make payments on inventory — before the goods ever hit the market and are sold. Hiccups — And The SMB Financing Need.

B2B 52

B2B Invoicing Concentration Finance 52

PYMNTS

JUNE 23, 2020

But by letting investors (that would be the retail type) throw in their money to fund larger, better-known (and ostensibly savvier) operators like Ackman and others, the idea is that mergers and acquisitions will generate returns. .” And in yet another June bid, Hudson Executive Investment Corp.,

Healthcare 52

Healthcare Concentration Investments Marketing 52

CFO Share

AUGUST 10, 2023

Are multiple sales channels apparent in the revenues, such as wholesale, retail, and e-commerce? Is the business concentrated within one channel or product? Are my variances consistently high or unpredictable, indicating poor process control or cost accounting? What is the distribution of sales across these channels?

Concentration 40

Concentration Budgeting Sales Accounting 40

PYMNTS

JANUARY 13, 2021

Although Affirm has 6,500 merchant relationships, Bloomberg points out that just 10 of them account for nearly 40 percent of its business.

Valuation 66

Valuation Concentration Startups Finance 66

PYMNTS

MAY 5, 2016

The move into real-world — versus digital — commerce comes as retail transactions remain in a transitory phase. Though digital and mobile are increasingly ascendent, physical commerce remains dominant and accounts for over 90 percent of all retail spending in the Western nations where Klarna operates. “We

Concentration 40

Concentration eCommerce Banking Retail 40

Future CFO

APRIL 27, 2020

The majority of downgrades were in industries with high or moderate exposure to coronavirus disruption, such as auto, commodity related, property, retail and REIT," Di Chiara noted. billion issued in the first quarter, said Moody’s, adding that issuance was largely concentrated in January from Chinese property developers.

Concentration 40

Concentration Credit Risk Economics Numbers 40

CFO News Room

NOVEMBER 28, 2022

Furthermore, because clients today have access to myriad options (from robo-advisors to DIY retail platforms) for setting up an appropriate asset allocation (often at a lower cost than using a human advisor), portfolio management is not the differentiator that it once was. Retirement Planning.

Tax Planning 130

Tax Planning Planning Investments Profit and Loss 130

PYMNTS

OCTOBER 9, 2019

wholesale by continuing to reduce our concentration in that channel.”. Wholesale now accounts for about 30 percent of the company’s business, down from about 50 percent eight years ago, he told analysts. “Growing our U.S. This will continue to trend down as other parts of the business grow at a faster pace,” Bergh said. “Not

Concentration 55

Concentration eCommerce Sales Leverage 55

PYMNTS

FEBRUARY 7, 2017

The concentration of merchants with Pay with Amazon was one of the best-kept secrets in payments — well, until that report. The biggest challenge when selling insurance — or even subscriptions, Gauthier notes — actually comes right at the outset, in account creation. People who buy online have an account on Amazon,” Gautier noted.

Concentration 46

Concentration Accounting Numbers Retail 46